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Certificate of Deposit Rates

Current as of November 25, 2020.

Includes Traditional IRA, Coverdell Education Savings Account and Simplified Employee Pension Fund IRA Certificates of Deposit.

Certificate of Deposit Rates
Term Minimum to Open Interest Rate APY*
6 Months $250.00 0.250% 0.25%
12 Months $250.00 0.399% 0.40%
18 Months $250.00 0.499% 0.50%
24 Months** $250.00 0.549% 0.55%
30 Months $250.00 0.598% 0.60%
36 Months $250.00 0.648% 0.65%
42 Months** $250.00 0.698% 0.70%
48 Months $250.00 0.698% 0.70%
60 Months $250.00 0.747% 0.75%

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*

APY=Annual Percentage Yield. Rates are effective as of November 2, 2020. A penalty may be imposed for early withdrawal. A $250.00 minimum balance is required to open a Certificate of Deposit. Upon maturity, certificate may automatically roll into another term. Please check with a Member Service Representative for additional information.

**

This certificate is available with a one-time bump-up option.