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Certificate of Deposit Rates

Minimum effort. Maximum gain.
15-Month
1.65%APY*
Certificate of Deposit


Apply online to open your new CD today.

Current as of April 08, 2020.

Includes Traditional IRA, Coverdell Education Savings Account and Simplified Employee Pension Fund IRA Certificates of Deposit.

Certificate of Deposit Rates
Term Minimum to Open Interest Rate APY**
6 Months $250.00 0.499% 0.50%
12 Months $250.00 0.995% 1.00%
18 Months $250.00 1.144% 1.15%
24 Months*** $250.00 1.144% 1.15%
30 Months $250.00 1.243% 1.25%
36 Months $250.00 1.292% 1.30%
42 Months*** $250.00 1.490% 1.50%
48 Months $250.00 1.490% 1.50%
60 Months $250.00 1.588% 1.60%

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*

Annual Percentage Yield (APY) is accurate as of 03/13/2020. A $250 minimum balance is required to open a Certificate of Deposit. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. The 15-month Certificate of Deposit will renew upon maturity as a 12-month Certificate of Deposit at the current APY. A $5.00 Membership Account is required.

**

APY=Annual Percentage Yield. Rates effective as of March 19, 2020. A $250 minimum balance is required to open a Certificate of Deposit. A penalty may be imposed for early withdrawal. Upon maturity, certificate may automatically roll into another term. Please check with a Member Service Representative for additional information. A $5.00 Membership Account is required.

***

This Certificate of Deposit is available with a one-time bump-up option.