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Certificates of Deposit

The really great thing about Certificates of Deposit is that you can choose the level of commitment with which you’re comfortable. We offer a variety of terms—from six months to five years—so you can plan around short- and mid-term goals. The longer you invest, the higher the yield.

Certificate of Deposit
Certificate of Deposit

Click Apply to open your new CD online today.


Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.


Annual Percentage Yield (APY) is accurate as of 09/24/18. A $250 minimum balance is required to open a Certificate of Deposit. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. A $5.00 Membership Account is required. Upon maturity, the 17-month Certificate of Deposit will renew as an 18-month Certificate of Deposit at the current APY. Upon maturity, the 48-month Certificate of Deposit will renew as a 48-month Certificate of Deposit at the current APY.


Available on certain terms.