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Certificates of Deposit

The really great thing about Certificates of Deposit is that you can choose the level of commitment with which you’re comfortable. We offer a variety of terms—from six months to five years—so you can plan around short- and mid-term goals. The longer you invest, the higher the yield.

Minimum effort. Maximum gain.
Certificate of Deposit

Apply online to open your new CD today.


Not sure if Certificate of Deposit is right for you? Read here to find out.

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.


Annual Percentage Yield (APY) is accurate as of 03/13/2020. A $250 minimum balance is required to open a Certificate of Deposit. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. The 15-month Certificate of Deposit will renew upon maturity as a 12-month Certificate of Deposit at the current APY. A $5.00 Membership Account is required.


Available on certain terms.