Jeanne D'Arc Credit Union

Consumer Fee & Service Charge Schedule

Consumer Fee & Service Charge Schedule
Effective February 15, 2016
Fee Free Checking
Charge per monthly statement cycle N/A
First Check Order of standard check styles FREE
Premier Checking
Service charge if daily balance falls below $1,000 during the monthly statement Cycle $10.00
First Check Order of standard check styles FREE
MoneyStrong Checking
Charge per monthly statement cycle $10.00
First Check Order of standard check styles FREE
Account Fees
Overdraft Savings Transfer Fee $7.50 per day
Deposited items returned $6.75 ea.
Returned Items – NSF, UCF, HF (insufficient funds, uncollected funds, held funds) $27.00 ea.
Paid Items (Extended Overdraft – EOD) – NSF, UCF, HF (insufficient funds, uncollected funds, held funds) $27.00 ea.
Loan Transfer NSF $27.00 ea.
Loan Payments: Recurring from any Savings or Checking account FREE
Loan Payments: From Credit Card, Debit Card or non-Jeanne D’Arc Credit Union Savings or Checking account, each occurrence $10.00
ATM/Debit Card Fees
Transactions at Jeanne D’Arc ATMs FREE
Jeanne D’Arc Debit Card Point of Sale transactions FREE
ATM Service Fee (non-Jeanne D’Arc ATMs): 8 withdrawals per month FREE
ATM Service Fee (non-Jeanne D’Arc ATMs): 9 or more withdrawals per month $1.50 ea.
Online Services
Online Banking FREE
Online Bill Pay FREE
Online Statements FREE
FinanceWorks™: First 6 months FREE
FinanceWorks™: 7 or more months $4.99 per month
Miscellaneous Fees & Charges
Account Research/Balancing $35.00 per hour
Checking Account Inactivity (after 18 months) $5.00 per month
Check Printing Prices vary on style and quantity ordered
Early Account Closing (within six months of opening) $5.00 ea.
Foreign Check Collection $20.00 ea.
International Exchange Fee: With currency conversion 1% of debit card POS transaction
International Exchange Fee: Without currency conversion 0.8% of debit card POS transaction
Money Order $2.00 ea.
Mortgages: Subordination $75.00 ea.
Mortgages: Confirmatory discharge $75.00 ea.
Notary Public: Members FREE
Notary Public: Non-Members $1.25 per document
Replacement Passbook, ATM or Debit Card $10.00 ea.
Rush Replacement ATM or Debit Card $20.00 ea.
Retirement Accounts: IRA Transfer $15.00 ea.
Retirement Accounts: IRA Early Closeout (within 6 months) $25.00 ea.
Signature Guarantee (Members) FREE
Statement Copy $1.00 per page
Stop Payment Fee $25.00 ea.
Tax Levy/Attachment $50.00 ea.
Treasurer’s Checks: Payable to Members FREE
Treasurer’s Checks: Payable to Third Party $5.00 ea.
Unclaimed Property $30.00 ea.
Wire Transfers: Domestic $20.00 ea.
Wire Transfers: International $40.00 ea.
Wire Transfers: Incoming $10.00 ea.
Still Have Questions?
Email us at eMemberServices@jdcu.com, call us at 978-452-5001 or visit any convenient branch.