Consumer Fee & Service Charge Schedule
| Consumer Fee & Service Charge Schedule Effective January 24, 2017 |
|
|---|---|
| Fee Free Checking | |
| Monthly Service Charge per statement cycle | N/A |
| First Check Order of standard check styles | FREE |
| Premier Checking | |
| Monthly Service Charge if daily balance falls below $1,000 during the statement Cycle | $10.00 |
| First Check Order of standard check styles | FREE |
| MoneyStrong Checking | |
| Monthly Service Charge per statement cycle | $10.00 |
| First Check Order of standard check styles | FREE |
| Account Fees | |
| Overdraft Savings Transfer Fee | $7.50 per day |
| Deposited items returned | $6.75 ea. |
| Returned Items – NSF, UCF, HF (insufficient funds, uncollected funds, held funds) | $27.00 ea. |
| Paid Items (Extended Overdraft – EOD) – NSF, UCF, HF (insufficient funds, uncollected funds, held funds) | $27.00 ea. |
| Loan Transfer NSF | $27.00 ea. |
| Loan Payments: Recurring from any Savings or Checking account | FREE |
| Loan Payments: From Credit Card, Debit Card or non-Jeanne D’Arc Credit Union Savings or Checking account, each occurrence | $10.00 |
| ATM/Debit Card Fees | |
| Transactions at Jeanne D’Arc ATMs | FREE |
| Jeanne D’Arc Debit Card Point of Sale transactions | FREE |
| ATM Service Fee (non-Jeanne D’Arc ATMs): 8 withdrawals per month | FREE |
| ATM Service Fee (non-Jeanne D’Arc ATMs): 9 or more withdrawals per month | $1.50 ea. |
| Online Services | |
| Online Banking, Bill Pay, Statments | FREE |
| Expedited Bill Payment1: Paper Check Payment | $25.00 |
| Expedited Bill Payment1: Electronic Payment | $7.50 |
| PayUp! (person to person transfers) | $3.00 |
| Money Compass: First 6 months | FREE |
| Money Compass: 7 or more months | $4.99 per month |
| Miscellaneous Fees & Charges | |
| Account Research/Balancing | $35.00 per hour |
| Checking Account Inactivity (after 18 months) | $5.00 per month |
| Check Printing | Prices vary on style and quantity ordered |
| Early Account Closing (within six months of opening) | $5.00 ea. |
| Foreign Check Collection | $20.00 ea. |
| International Exchange Fee: With currency conversion | 1% of debit card POS transaction |
| International Exchange Fee: Without currency conversion | 0.8% of debit card POS transaction |
| Money Order | $2.00 ea. |
| Mortgages: Subordination | $75.00 ea. |
| Mortgages: Confirmatory discharge | $75.00 ea. |
| Notary Public: Members | FREE |
| Notary Public: Non-Members | $1.25 per document |
| Replacement Passbook, ATM or Debit Card | $10.00 ea. |
| Rush Replacement ATM or Debit Card | $20.00 ea. |
| Retirement Accounts: IRA Transfer | $15.00 ea. | Retirement Accounts: IRA Early Closeout (within 6 months) | $25.00 ea. |
| Signature Guarantee (Members) | FREE |
| Statement Copy | $1.00 per page |
| Stop Payment Fee | $25.00 ea. |
| Tax Levy/Attachment | $50.00 ea. |
| Treasurer’s Checks: Payable to Members | FREE |
| Treasurer’s Checks: Payable to Third Party | $5.00 ea. |
| Unclaimed Property | $30.00 ea. |
| Wire Transfers: Domestic | $20.00 ea. |
| Wire Transfers: International | $40.00 ea. |
| Wire Transfers: Incoming | $10.00 ea. |
Email us at eMemberServices@jdcu.com, call us at 978-452-5001 or visit any convenient branch.
1
Expedited payment options are determined by payee. Some payees do not provide an expedited bill payment option.