Home Equity Loans & Lines of Credit

The money you need is just inside your front door. Use the equity in your home to get a Home Equity Loan or Line of Credit to put toward remodeling projects, a new garage or an in-law suite, landscaping or even consolidating higher-rate loans and credit cards. Home equity loans can also be a good option if you’re facing a large, unexpected debt.

  • Home Equity Line of Credit (HELOC)

Home Equity Loan

Feature Details
Loan Amount $10,000 – $250,000
Term Various terms available
Loan-To-Value Ratio Up to 95% of value minus current 1st mortgage balance
Closing Costs None

A Home Equity Loan provides you with a lump sum up to the amount you are qualified to take and a set monthly payment over a pre-determined term.

Home Equity Line of Credit (HELOC)

Still Have Questions?

Call 978-323-2070 or visit any branch to speak with a Member Service Representative.

Home Equity Line of Credit (HELOC) Consumer Guide from the Consumer Financial Protection Bureau (PDF)