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Mass Save® HEAT Loans

Make your home more energy efficient. The Mass Save® HEAT Loan Program affords you the opportunity to apply for a 0% interest loan to be used toward qualifying energy efficiency improvements in your home.

These zero-interest loans are sponsored by the Massachusetts electric and gas utilities and energy efficiency service providers in partnership with Jeanne D’Arc Credit Union. Loans are available up to $25,000 with various terms.


Energy-Efficiency Improvements may include:

  • Attic, wall and basement insulation
  • High efficiency heating systems
  • Central air conditioning/air source heat pumps
  • Ductless mini-split heat pumps
  • High efficiency domestic hot water systems
  • Solar hot water systems
  • 7-day digital & Wi-Fi thermostats
  • EnergyStar® qualified replacement windows

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.