Build Checking is for businesses with moderate transaction volumes. It allows business owners to operate with a low and predictable monthly maintenance fee, while enjoying significant benefits.
- Online Banking
- Online Bill Pay*
- Mobile Banking
- Deposit Anywhere**
- Access to incredible savings and discounts with Member Perks***.
- Free VISA® Debit Card
- Optional Overdraft Line of Credit****
- Credit line up to $10,000
- ACH Credits up to one (1) business day early
|Build Checking Overview|
|Minimum Balance Requirement||$0|
|Monthly Allowable Transactions||300|
|Monthly Maintenance Fee||$10|
AT – Business Services Advisor
OFFICE: (978) 703-7982
MOBILE: (978) 421-4644
VP – Commercial Lending
OFFICE: (978) 323-3242
MOBILE: (978) 479-7150
Online Bill Pay is a free service. However, for an electronic expedited payment, the fee is $7.50. Overnight check expedited payment is also available for $25.00.
Business Checking Accounts will incur a per-item fee if the number of checks deposited exceeds the allowed limits. Please refer to the current Jeanne D’Arc Credit Union Business Fee & Service Charge Schedule.
For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.
Credit limit based on members’ credit history and ability to repay. Please refer to current Business Fee & Service Charge Schedule for Overdraft Fees.