Business VISA® Credit Cards
VISA® Credit Cards, with great rates and excellent rewards
Loaded with benefits
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Great Rates
Introductory 1.99% on purchases, cash advance, balance transfers1 for your first twelve (12) months, and lines of credit up to $25,000, so you can get the money you need at rates that work for your business.
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No Fees
Your bottom line is our priority. No annual fee and no balance transfer fee on our VISA® business credit cards.
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Uchoose Rewards
Earn bonus points on every purchase you make and redeem them for travel, gifts or Cashback with uChoose® Rewards.
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Bank Anytime, Anywhere
Manage your credit card purchases from anywhere, with paperless statements, automatic payment options, mobile pay, and VISA® Checkout.
Business Rewards Credit Card
With the Jeanne D’Arc Business Rewards Credit Card, you can redeem points on shopping, travel, event tickets, and more, or select the cashback option. You choose to use the points in a way that works for you. This is a great option for people who don’t tend to carry a monthly balance. And, we now offer point pooling. Cardholders have the option to combine points with those who are on different accounts
Visa® Business Credit Card rates
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Credit Card |
Introductory APR* |
APR |
|---|---|---|
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*APR=Annual Percentage Rate. Available Introductory APR As low as 1.99% for the first twelve (12) months after new Account opening (Introductory Period). After the Introductory Period, your rate will increase and will vary with the market based on the highest U.S. Prime Rate published in the Money Rates section of the Wall Street Journal. Your APR following the Introductory Period will be determined by adding a margin to the Prime Rate, based on your credit history and program eligibility. Minimum APR 9.99%, Maximum APR 18.00%. Rates are accurate as of May 1, 2026 and are subject to change. Other fees and charges may include fees for Cash Advances, Balance Transfers, International Transactions, and Late or Returned Payments. See JDCU Business VISA Cardholder Agreement for current fees. Introductory rate is for new cards only. Balance transfers from existing Jeanne D’Arc Credit Union VISA® Credit Cards are not eligible. A $5.00 Membership Account is required. |
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Credit Card Business VISA® Credit Card |
Introductory APR* 1.99% on purchases, cash advance, balance transfers |
APR 9.99% – 18.00% on purchases, cash advance, balance transfers |
Business Credit Cards FAQs
Yes, there is a charge of 3% of transaction (or $10 minimum; no maximum)
No, your Business VISA® Credit Card does not have any annual or maintenance fees, allowing you to conduct business as usual with ease.
Your credit can be used anywhere VISA® is accepted.
Note: Please notify us before you leave so your out-of-state or out-of-country purchases aren’t suspected as fraud. We want to ensure you enjoy uninterrupted service while you travel.
You can call us anytime during regular business hours to tell us where you are headed, as well as any stops along the way, and the dates you will be traveling.
Ready to get started?
To apply for loans, open accounts or to schedule a meeting to discuss your business, contact:
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Robert Boley
VP – Business Services
Office: (978) 703-7982
Mobile: (978) 421-4644
Email: [email protected] -
Michelle Sapienza
VP – Commercial Loan Officer
Office: (978) 323-3237
Mobile: (978) 323-3237
Email: [email protected]
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Lisa Carroll
Business Development Officer
Office: (978) 703-7932
Mobile: (978) 703-7932
Email: [email protected] -
Chris Del Valle
Business Development Officer
Office: (978) 703-7996
Mobile: (978) 888-3871
Email: [email protected]
Disclosures
1APR=Annual Percentage Rate. Available Introductory APR As low as 1.99% for the first twelve (12) months after new Account opening (Introductory Period). After the Introductory Period, your rate will increase and will vary with the market based on the highest U.S. Prime Rate published in the Money Rates section of the Wall Street Journal. Your APR following the Introductory Period will be determined by adding a margin to the Prime Rate, based on your credit history and program eligibility. Minimum APR 9.99%, Maximum APR 18.00%. Rates are accurate as of May 1, 2026 and are subject to change. Other fees and charges may include fees for Cash Advances, Balance Transfers, International Transactions, and Late or Returned Payments. See JDCU Business VISA Cardholder Agreement for current fees. Introductory rate is for new cards only. Balance transfers from existing Jeanne D’Arc Credit Union VISA® Credit Cards are not eligible. A $5.00 Membership Account is required.