Jeanne D'Arc Credit Union members posing for a group picture during a charity event.

Our Credit Union Difference

Experience banking that prioritizes your personal and financial well-being.

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We share a common thread

When you become a member of Jeanne D’Arc Credit Union, you become part of something truly special. Our members, employees, and communities are all dedicated to improving our collective future.

Advantages of Being a Jeanne D’Arc Credit Union Member

  • Money Market & CDs

    Competitive Rates

    Take advantage of better rates that help you save more and borrow less.

  • Loan

    Fewer Fees

    Enjoy banking with low-to-no fees and keep more money in your pocket.

  • Blue Heart

    Personalized Service

    Get the support you need to navigate life’s financial milestones.

  • Shield

    Federally Insured

    The NCUA provides up to $250,000 of insurance per account.

What Is a Credit Union?

A credit union is a not-for-profit financial institution owned by its members. Credit unions focus on serving their communities and often offer better rates, lower fees, and personalized support.

What’s the Difference Between a Credit Union Vs. a Bank?

  • Where do profits go?

    Where do profits go?

  • Board of Directors

    Board of Directors

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Jeanne D'Arc Credit Union

  • Lower fees and transparent costs

  • Member-focused, tailored support

  • Where do profits go?

    Focused on member needs, greater flexibility

  • Competitive interest rates on savings

  • Better interest rates on loans

  • Strong commitment to local communities

  • Board of Directors

    Member-owned, democratic decision-making

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  • Higher fees and hidden charges

  • Less personalized customer service

  • Where do profits go?

    Profit-driven, limited flexibility

  • Lower interest rates on savings

  • Higher interest rates on loans

  • Limited community involvement

  • Board of Directors

    Decisions made by distant executives

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More Benefits of Joining a Credit Union

  • Unique Products & Services

    Free tools and resources that help you reach your goals.

  • Exclusive Perks

    Enjoy discounts on insurance, travel, and much more!

  • Financial Education & Resources

    Access free tools and knowledge that empower your decisions.

  • Why Join Jeanne D’Arc?

    Tired of being just a number at a big bank? Jeanne d’Arc Credit Union puts your needs first. Experience the benefits of a community-focused financial partner dedicated to your success.

    • Member-Owned: Profits invested in better rates and services for you.
    • Community Investment: We fuel local growth with support for small businesses, nonprofits, and community initiatives.
    • Financial Education: Free resources and workshops empower your financial journey.
    • Exclusive Perks: Enjoy member-only discounts, special offers, and unique events.
    • Your Voice Matters: Shape the future of Jeanne D’Arc Credit Union as a member.

    We believe in giving back. Our employees dedicate countless hours to volunteering and we support local organizations that make our communities a better place for everyone.

    Learn more about our foundation and how we make a difference.
    Join Online Today
    Schedule an Appointment

  • Three Jeanne D'Arc Credit Union ladies share a laugh and a hug at the local park before their yoga class.

How to Open a Jeanne D’Arc Credit Union Account

  • Step 


    Apply Online

    Fill out an online application to get started. You can also visit any branch.

  • Step 


    Add Funds

    Deposit at least $5 into your new membership account.

  • Step 


    Welcome Aboard!

    Explore all the perks and benefits membership has to offer!

I enjoy being a member and I love all the … friendly faces I get to see when I go there.

Gannon B., Lowell, MD


We provide our members with many ways to get personalized financial guidance:

  • Free Financial Wellness Counseling: We partnered with GreenPath Financial Wellness to offer confidential one-on-one counseling sessions to discuss your situation and set goals. Call 1-877-337-3399 to get started.
  • Credit Report Review: Our experts can help you understand your credit report and provide tips on improving your score.
  • Housing and Mortgage Coaching: Whether you’re buying your first home or refinancing, GreenPath can guide you through informed decision-making.
  • Student Loan Counseling: We’ll explain repayment options and help you find the best strategy for your budget.

While not everyone is eligible to join every credit union, there’s likely one you can join. Credit unions have membership requirements, often based on factors like:

  • Location: Where you live or work
  • Employer: Your company or industry
  • Organization: Membership in a specific group (like teachers, alumni, veterans)
  • Family: Being related to an existing member

Visit our membership eligibility page to see if you qualify to join our credit union.

We sure do! At Jeanne D’Arc, we offer robust online and mobile banking services. This lets you conveniently:

  • Check balances
  • Transfer funds
  • Pay bills
  • Deposit checks remotely
  • Find ATMs
  • And more!

While both credit unions and banks offer financial services, there are key differences:

  • Ownership: Banks are for-profit and owned by shareholders. Credit unions are not-for-profit cooperatives owned by their members.
  • Focus: Banks prioritize maximizing profits, while credit unions focus on serving their members’ financial needs. This often leads to lower fees, better rates, and more personalized service at credit unions.

We strongly believe in the power of  “Small Acts That Give Back.” This program lets us make a difference in unique and unexpected ways. Here are some examples:

  • Heating Bill Campaign: We understand rising costs are a burden. Our heating bill campaign helps members by paying a portion of their winter heating expenses.
  • Hometown Heroes: We recognize individuals who go above and beyond for their community, awarding them $1,000 each to support their causes.
  • Surprise Acts of Kindness: We’ve covered lunch tabs at local restaurants, provided grocery gift cards, and offered treats and thank-yous to essential workers.

Our “Small Acts” program demonstrates our commitment to being a true community partner, spreading joy and support in meaningful ways.

Join Jeanne D’Arc Today

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Find your local branch
Call or email
Get in touch today