Couple considers the benefits of a Money Market Account.

Money Market Account

Withdrawal flexibility and high dividends

Open an Account

Advantages of Opening a Money Market Account

  • Competitive Rates

    Your money earns a competitive, tiered APY. The more money you save, the higher the interest rate you earn.

  • No Hidden Fees

    Pay no monthly fee and enjoy watching your savings grow.

  • Keep Your Money Secure

    Deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Shares and deposits in excess of $250,000 are insured by the Massachusetts Share Insurance Corporation (MSIC).

  • Access Money without Hassle

    Enjoy the same deposit and withdrawal flexibility of a traditional savings account.

You'll love our great rates

Money Market Savings Rates

Dividend Rate


*APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required.

$1,000 – $9,999.99

Dividend Rate




$10,000 – $24,999.99

Dividend Rate




$25,000 - $49,999.99

Dividend Rate




$50,000 - $99,999.99

Dividend Rate




$100,000 and over

Dividend Rate




Benefits of Opening a Money Market Account

  • Online and Mobile Banking

    Access your account anytime, anywhere on a phone or other device.

  • Save Anywhere, Anytime

    You can deposit any amount of money anytime you like, online or in person.

  • Member Perks

    As a credit union member, you will have access to discounts on travel, entertainment, dining, and more.

  • Deposit Insurance

    Deposits are federally insured up to $250,000. Beyond that, deposits are insured by the Massachusetts Share Insurance Corporation (MSIC).

  • Save on Fees

    Watch your money grow with no annual or monthly fee.

  • Early ACH Credits

    Receive ACH credits, including Direct Deposits, up to one business day early when you need cash now.

How to Open a Money Market Account

  • Step


    Gather Your Details

    Provide some basic information about yourself.

  • Step



    Open an account easily and quickly online or in a Jeanne D’Arc Credit Union branch.

  • Step


    Deposit $1,000

    Then maintain an account balance of at least $1,000 to earn APY.

Very well trained tellers and always polite.
I have been going to this bank for years and have never left unsatisfied.

– Jorge G.

FAQs about Money Market Accounts

No, none of the Jeanne D’Arc Credit Union savings accounts have an annual fee. We want to give your money the best chance to grow!

The minimum amount to open a Money Market Account is $1,000.

You get up to 8 free withdrawals from your Money Market Savings account—every withdrawal after that has a $1.50 fee.

Jeanne D’Arc Credit Union Money Market Accounts have tiered interest rates for accounts with $100,000 or more. You can find our most current Money Market Account rates here.

More Savings Options from Jeanne D'Arc

  • Statement Savings

    Kickstart your savings with a generous APY on your first $500, with no monthly fees and no minimum balance.

    Learn More

  • M3 Money Club Savings

    Get your child off to a great start learning valuable financial skills and earning big on their first $500.

    Learn More

  • Certificates of Deposit

    Once you’ve saved at least $250, you can earn great rates by putting a chunk of your cash into a CD account for 6 to 60 months.

    Learn More


  1. For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.