Join Jeanne D’Arc

Let’s see what we can achieve together

We share a common thread

When you become a member of Jeanne D’Arc Credit Union, you become part of something truly special. As a not-for-profit member-owned organization, our profits go back into the credit union to give our members higher rates on savings, lower rates on loans, and fewer fees to pay.

Why join Jeanne D’Arc?

You get a say
When you join us, you’re not a customer. You’re a member. You’re also an owner with an equal vote at our Annual Meetings held to discuss issues that keep us moving forward.
We’re in this for you
We’re here to help each member make smart financial choices. We believe that embedding social purpose in all of our activities creates a positive impact for our members, their families and our communities.
Our roots run deep
We’re dedicated to the communities we serve, donating time and money to worthy organizations that help keep this region a strong and vibrant place to live, work and play.

Member benefits

Member Perks
Your membership with Jeanne D’Arc gives back in more ways than one, with our great Member Perks, saving money on products and services you use every day.
Free FICO Score
Take control of your credit. With our free FICO Score viewing for all members. When you know your credit you can shop for houses and cars with confidence.
Insurance Discounts
By partnering with some of the best local insurance firms, we can offer discounts on home, life, auto, and other types of insurance, exclusive to our members.
Senior Benefits
We value our senior members, and show them so by offering benefits that can help stretch a fixed income just that much further.

Membership Eligibility

A Credit Union is a not for-profit financial institution who is owned by its members. The mission of credit unions around the world is based around the model of “people helping people.” Because credit unions are member owned, non-profit organizations, they are not required driven to make a profit to benefit shareholders. Instead, credit unions are able to re-invest profits into the membership by securing low rates and great financial products.

Membership at Jeanne D’Arc Credit Union is open to everyone who lives, works or attends school in these communities:

Massachusetts counties of Middlesex or Essex; Cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster; New Hampshire counties of Hillsborough or Rockingham.

In addition, we can make real estate mortgages on properties within a 100-mile radius of Lowell or anywhere in Massachusetts.

All you need to do is open a membership account with Jeanne D’Arc with a $5.00 deposit. This money stays in your membership account until it is closed.

Simply put, we’ve eliminated the “middle man.” Banks are owned by stockholders, and stockholders demand returns on their investments. Banks are profit-driven. Jeanne D’Arc, and other credit unions, are service-driven. We’re not here to generate a profit, but to provide a service to our members. Any “earnings” are turned back to you, the member/owner, in the form of better rates and lower fees.

We offer a unique membership program called Member Perks, which helps you save money on products and services every day.

See all FAQs

I’ve relied on Jeanne D’Arc for my banking needs for 25 years and they are the best!!!!

Chelsea L.

Jeanne D’Arc in the community

Our Foundation

Jeanne D’Arc’s We Share a Common Thread Foundation expands access to food, shelter, clothing, healthcare, and education. We’re always finding new ways to make a positive impact in the community we all call home.

Learn more about our foundation