Join Jeanne D’Arc

Let’s see what we can achieve together

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We share a common thread

When you become a member of Jeanne D’Arc Credit Union, you become part of something truly special. Our members, employees, and communities are all dedicated to improving our collective future.

Be Seen, Heard, and Valued.

We’re more than just a place to bank. We are a trusted partner in your financial journey. We’re about relationships, partnerships, and community. That’s the common thread that binds us.

Why join Jeanne D’Arc?

We know that your life and financial needs will change, so our product offerings accommodate these changes.

two drawn hands holding one another

Better rates & personal service

When you join us, you’re not a customer. You’re a member. As a not-for-profit, our first priority is always you. And instead of lining the pockets of shareholders, we save you money with better rates and lower fees.

Our rates
hands with heart

Community driven

As a member, you’re giving back to your community. We’re dedicated to the communities we serve, donating time and money to worthy organizations that help keep this region a strong and vibrant place to live, work and play.

Our Foundation

Anytime access and self-service options

We’re here to help each member make smart financial choices. With our robust digital banking platforms, financial tools, and live chat options, we make it easy to manage your finances on your schedule.

Manage at ease

Financial Wellness

We’re here to provide support to our members. Through a partnership with GreenPath Financial Wellness we offer educational resources including one-to-one counseling, worksheets, webinars, and online courses to help our members make smart financial choices.

Learn more

Member benefits

  • Gift box

    Member Perks

    Your membership with Jeanne D’Arc gives back in more ways than one, with our great Member Perks, saving money on products and services you use every day.

  • Fico

    Free FICO Score

    Take control of your credit with our free FICO Score viewing for all members.

  • Scissors

    Insurance Discounts

    By partnering with some of the best local insurance firms, we can offer discounts on home, life, auto, and other types of insurance, exclusive to our members.

  • Heart

    Senior Benefits

    We value our senior members, and show them by offering benefits that can help stretch a fixed income just that much further.

You Can Bank on Jeanne D’Arc

  • Ownership:


  • Where do profits go?

    Where do profits go?

  • Products & services:

    Products & services:

  • Board of Directors

    Board of Directors

  • Insured by:

    Insured by:

Jeanne D'Arc Credit Union

  • Ownership:

    Owned by members

  • Where do profits go?

    Jeanne D’Arc is a not-for-profit. Profits go back to members or the community.

  • Products & services:

    Designed to meet the needs of members and contribute to their financial well-being.

  • Board of Directors

    Volunteer board members, elected by other members.

  • Insured by:

    NCUA (up to $250,000) and MSIC (over $250,000)


  • Ownership:

    Owned by stockholders

  • Where do profits go?

    Banks are for-profit. Profits go to stockholders.

  • Products & services:

    Designed to maximize profits

  • Board of Directors

    Paid Board Members

  • Insured by:

    FDIC (up to $250,000)

Membership Eligibility & FAQs

Membership at Jeanne D’Arc Credit Union is open to everyone who lives, works or attends school in these communities:

Massachusetts counties of Middlesex or Essex; Cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster; New Hampshire counties of Hillsborough or Rockingham.

In addition, we can make real estate mortgages on properties within a 100-mile radius of Lowell or anywhere in Massachusetts.

All you need to do is open a membership account with Jeanne D’Arc with a $5.00 deposit. This money stays in your membership account until it is closed.

Simply put, we’ve eliminated the “middle man.” Banks are owned by stockholders, and stockholders demand returns on their investments. Banks are profit-driven. Jeanne D’Arc, and other credit unions, are service-driven. We’re not here to generate a profit, but to provide a service to our members. Any “earnings” are turned back to you, the member/owner, in the form of better rates and lower fees.

We offer a unique membership program called Member Perks, which helps you save money on products and services every day.

I’ve relied on Jeanne D’Arc for my banking needs for 25 years and they are the best!!!!

Chelsea L.

How We Give Back

  • We support

    Local organizations

  • We donated

    in 2022

  • Our 194 credit union volunteers have donated

    hours to the community

Our Foundation

Jeanne D’Arc’s We Share a Common Thread Foundation expands access to food, shelter, clothing, healthcare, and education. We’re always finding new ways to make a positive impact in the community we all call home.

Small Acts

Our Small Acts That Give Back initiative is our way of spreading joy to our members and neighbors through random acts of kindness.

Join Jeanne D’Arc Today

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