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APR=Annual Percentage Rate. As low as 1.99% introductory APR for the first six (6) months after account opening. After the first six (6) months from the account opening date, your rate will be based on the program you choose and your credit worthiness subject to a maximum APR of 15.99%. Rates as of 11/01/2015 and are subject to change. Other fees and charges may include: Cash Advance Fee of 2.00% of transaction or $5.00 minimum, $50 maximum; Minimum Interest Charge of $0.50; International Transaction Fee with currency conversion is 1.00% of your transaction in U.S. Dollars. Without currency conversion, fee is 0.8% of the amount of your transaction in U.S. Dollars. Introductory rate is for new cards only. Balance transfers from existing Jeanne D'Arc VISA® Credit Cards are not eligible. A $5.00 Membership Account is required.
APY=Annual Percentage Yield. Rates effective as of January 24, 2018. A $250 minimum balance is required to open a Certificate of Deposit. A penalty may be imposed for early withdrawal. Upon maturity, certificate may automatically roll into another term. Please check with a Member Service Representative for additional information. A $5.00 Membership Account is required.