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Certificate of Deposit
APR = Annual Percentage Rate. 1.99% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 1.99% APR is for the purchase of a 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016 and 2017 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $16.24 per $1,000.00 borrowed. Rates as of 2/3/2017 and are subject to change without notice. A $5.00 Membership Account is required.
Annual Percentage Yield (APY) is accurate as of 04/12/17. $250 minimum balance to open a Certificate is required to earn APY. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. The 15-month Certificate will renew as a 12-month Certificate with the current APY. A $5.00 Membership Account is required.
APY=Annual Percentage Yield. 7.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 7.00% APY and a $1,000.00 balance earning a 3.697% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their Primary Savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Savings is available to children Newborn to age 12. APY is effective as of May 27, 2015. All rates are subject to change, after account opening, without notice.