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Featured Rate

Savings Account 7.00% APY***

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About Jeanne D'Arc Credit Union

Headquartered in Lowell, Massachusetts, Jeanne D'Arc Credit Union offers all of the great financial products and services of a traditional bank but with lower rates on loans and higher yields on deposits, in many cases. We have convenient Massachusetts branches in Lowell, Dracut, Chelmsford, Tyngsboro, Methuen and Westford, and one New Hampshire branch in Nashua. As a community-focused credit union, we provide a level of personal service and local decisions on loans that large, multi-region banks and other financial institutions cannot match. Jeanne D'Arc Credit Union offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by the National Credit Union Administration (NCUA). Shares and deposits in excess of NCUA limits are fully insured by the Massachusetts Credit Union Share Insurance Corporation (MSIC). We have all the convenience services consumers depend on, like mobile and online banking, online bill pay, mobile check deposit and nationwide fee-free ATM access. Our VISA® Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates, with three card programs to choose from: Cash Back, Low Rate and Rewards. We invite you to compare our vehicle loan rates—which include new and used cars, trucks and SUVs—to any lender in Middlesex and Essex counties, Massachusetts or Rockingham and Hillsborough counties, New Hampshire. Jeanne D'Arc Credit Union also has extremely competitive rates, a wide variety of terms and easy online loan applications for boats, RVs, motorcycles, personal loans and a suite of credit-building loans to help individuals establish or repair their credit. Thinking of buying a new home or updating your current one? We keep the mortgage process simple and straightforward for first mortgages, refinancing, our first-time home buying program, lot and construction loans, and home equity loans and lines of credit.

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Annual Percentage Yield (APY) is accurate as of 09/24/18. A $250 minimum balance is required to open a Certificate of Deposit. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. A $5.00 Membership Account is required. Upon maturity, the 17-month Certificate of Deposit will renew as an 18-month Certificate of Deposit at the current APY. Upon maturity, the 48-month Certificate of Deposit will renew as a 48-month Certificate of Deposit at the current APY.

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This 2% offer is valid for members who have a Jeanne D'Arc Credit Union Cashback VISA® Credit Card. The 2% Cashback offer is for eligible gas and grocery purchases made between 12:01am November 1, 2018 and 11:59pm December 31, 2018. The grocery category excludes Warehouse / Club stores such as Costco, BJs and Sam's Club.

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APY=Annual Percentage Yield. 7.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 7.00% APY and a $1,000.00 balance earning a 3.697% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their Primary Savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Savings is available to children Newborn to age 12. APY is effective as of May 27, 2015. All rates are subject to change, after account opening, without notice.