VISA® Credit Cards
We have a card that's right for you!
Whether you’re managing everyday expenses, building credit, or maximizing rewards, Jeanne D’Arc Credit Union offers a card designed for you. Enjoy competitive rates, flexible options, and the trusted local service you deserve.
A VISA® Credit Card to meet your needs
Standard features on all our credit cards, designed to keep you moving forward
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Low introductory APR
An introductory 1.99% APR1 for your first twelve (12) months. No annual fee and no balance transfer fee.
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Contactless Technology
Simply tap and go with our contactless technology!
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Generous Credit Lines
Credit lines up to $25,000
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Online Account Management
Paperless statements and automatic payment options
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Online and Mobile Payment Options
Apple Pay™, Google Pay™, Samsung Pay™ and VISA® Click to Pay available
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CardManager®
CardManager® is a debit and credit card fraud mitigation and management tool that enables cardholders to control when, where and how their cards are used. Through online and mobile2 banking, Jeanne D’Arc debit and credit cards holders can access location-based alerts, on/off settings, merchant alerts, spending controls, and more.
We have a card that's right for you
Visa® Signature Credit Card
An enhanced card experience earning more rewards and exclusive cardholder benefits!
With the Visa® Signature Credit Card you’ll start earning rewards with your very first purchase – get 1.5 points for every dollar spent through our uChoose Rewards® program, plus bonus opportunities throughout the year. Redeem points for travel, shopping, event tickets, gift cards, cashback or more!
Also, enjoy even more value with exclusive cardholder perks, including Roadside Dispatch®, Travel and Emergency Assistance Services, Booking.com Travel Credits, Luxury Hotel discounts, Rental Car discounts with Avis and Budget, Sofar Sounds live music ticket offers, Select Retailer discounts, and so much more.
Minimum credit line of $5,000.
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Visa® Rewards Credit Card
Great for members who want to be rewarded for their spending!
With the Visa® Rewards Credit Card, you can redeem points on shopping, travel, event tickets, and more, or select the cashback option. Earn 1 point for every dollar spent and choose to use the points in a way that works for you. This is a great option for people who don’t tend to carry a monthly balance. And, we now offer point pooling. Cardholders have the option to combine points with those who are on different accounts.
Apply now -
Visa® Rate Credit Card
Get our lowest rates possible!
If you carry a balance from month to month, this credit card can help you! With our lowest APR, this card gives you the flexibility to think more about your next purchase, and less about interest rates. This is a simple, straightforward card for members who want to pay the least amount of interest possible.
Apply now
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MoneyStrong Build Visa® Credit Card
A card for those who want to build their credit score.
With Jeanne D’Arc’s MoneyStrong Build Visa® Credit Card, you will have the freedom and protection of a credit card while building your credit score3. You will start with a $250 credit limit, and after 6 months with good payment history, your limit will be increased to $500. After one year of good payment history, you’ll have the ability choose our VISA® Rewards or VISA® Rate Credit Cards.
Apply now -
MoneyStrong Rebuild Visa® Credit Card
A card to help you improve your credit score.
With the Jeanne D’Arc MoneyStrong Rebuild Visa® Credit Card, you will have the flexibility and security of a credit card while having the opportunity to improve your credit score. You will start with a credit limit of up to $1,500, and after 1 year of good payment history, you can now choose our VISA® Rewards or VISA® Rate Credit Cards.
Apply now
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Interest paid using Competitor's Credit Card at 15.24% APR* |
Interest paid using your Jeanne D’Arc VISA® Credit Card** |
How much interest you’ve saved with your Jeanne D’Arc VISA® Credit Card*** |
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*APR=Annual Percentage Rate. **As low as 1.99% APR for the first twelve (12) months after account opening. After the first twelve (12) months from the account opening date, your rate will be based on the program you choose and your credit worthiness subject to a maximum APR of 18.00%. Updated from rates as of May 1, 2026 and are subject to change. Other fees and charges may include: Cash Advance Fee of 3.00% of transaction, $10.00 minimum, no maximum; Minimum Interest Charge of $0.50; International Transaction Fee with currency conversion is 1.00% of your transaction in U.S. dollars. Introductory rate is for new cards only. Balance transfers from existing Jeanne D’Arc Credit Union VISA® Credit Cards are not eligible. A $5.00 Membership Account is required. ***Savings based on 1.99% APR for the first twelve months and 9.99% APR for remaining 30 months, on minimum payments of 2.00% of the outstanding balance over a 36-month period. After that, your APR will be 9.99% to 18.00%, based on your program and creditworthiness. |
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$5,000 credit card balance |
Interest paid using Competitor's Credit Card at 15.24% APR* $2,017 |
Interest paid using your Jeanne D’Arc VISA® Credit Card** $791 |
How much interest you’ve saved with your Jeanne D’Arc VISA® Credit Card*** $1,226 |
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$7,500 credit card balance |
Interest paid using Competitor's Credit Card at 15.24% APR* $3,025 |
Interest paid using your Jeanne D’Arc VISA® Credit Card** $1,187 |
How much interest you’ve saved with your Jeanne D’Arc VISA® Credit Card*** $1,838 |
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$10,000 credit card balance |
Interest paid using Competitor's Credit Card at 15.24% APR* $4,033 |
Interest paid using your Jeanne D’Arc VISA® Credit Card** $1,583 |
How much interest you’ve saved with your Jeanne D’Arc VISA® Credit Card*** $2,450 |
Reward yourself by simply using your Credit Card
uChoose Rewards® is designed to reward you!
As a Visa® Signature or Rewards Credit Cardholder, uChoose Rewards® puts more power and flexibility in your hands. Earn points with every purchase and redeem them your way – with over one million options to choose from, including travel, shopping, event tickets, cashback and more. Easily track and redeem your rewards anytime through Jeanne D’Arc’s online and mobile banking, and make every purchase work harder for you.
Login to Online BankingCredit Card FAQs
Yes. If you are not currently a member, but are eligible to become one, you will be prompted to complete a membership application when applying for your credit card. All it takes is $5 to become a member. To see if you are eligible for membership please visit here.
Members can apply for up to two types of credit cards, including a Visa® Signature, Visa® Rewards, Visa® Rate Card, MoneyStrong Build Visa® Credit Card, and MoneyStrong Rebuild Visa® Credit Card.
For our two credit card options, after your first twelve months rates are as low as 9.99% APR and up to 18.00% APR, depending on the program and creditworthiness.
uChoose Rewards® FAQs
uChoose Rewards® is a rewards program enabling you to earn points when you make qualifying purchases using your Jeanne D’Arc Visa® Signature or Rewards Credit Card. These points can then be redeemed at the point of sale with our Pay with Points program OR for cash back, gift cards, merchandise, and travel in the uChoose Rewards® site through your mobile app or online banking.
Earn points every time you make qualifying purchases with your Jeanne D’Arc Visa® Signature or Rewards Credit Card. You can even earn more points when you shop at participating retailers featured on the uChoose Rewards® website. For online purchases, simply click “Shop Now” with a corresponding offer and you will be directed to the retailer’s website where you can proceed to shop as usual.
You can redeem your points at the point-of-sale with our Pay with Points program or online for cash back, event tickets, electronics, gift cards, hotel rooms, rental cars, airline tickets, and so much more. Browse the Redeem Points tab of the uChoose Rewards® website through Online or Mobile Banking to see all the options available to you.
It can take up to 60 days for your points to be credited to your account. To redeem your points, you may need to accumulate a minimum points threshold. Check your uChoose Rewards® homepage through Online or Mobile Banking to see when you’re eligible for redemption.
Yes. All cards associated with an account will automatically earn points together. Please check the ‘My Account’ page of the uChoose Rewards® website through Online or Mobile Banking. You may also be able to link accounts together to pool points within your family or business, for example.
Ready to change your financial future?
Disclosures
1 APR=Annual Percentage Rate. Available Introductory APR As low as 1.99% for the first twelve (12) months after new Account opening (Introductory Period). After the Introductory Period, your rate will increase and will vary with the market based on the highest U.S. Prime Rate published in the Money Rates section of the Wall Street Journal. Your APR following the Introductory Period will be determined by adding a margin to the Prime Rate, based on your credit history and program eligibility. Minimum APR 9.99%, Maximum APR 18.00%. Rates are accurate as of May 1, 2026 and are subject to change. Other fees and charges may include fees for Cash Advances, Balance Transfers, International Transactions, and Late or Returned Payments. See JDCU VISA Cardholder Agreement for current fees. Introductory rate is for new cards only. Balance transfers from existing Jeanne D’Arc Credit Union VISA® Credit Cards are not eligible. A $5.00 Membership Account is required.
2Message and data rates may apply from your wireless carrier. Check with your provider for specific fees and charges.
3Money Strong Build and Rebuild Program: APR=Annual Percentage Rate. As low as 18.00% APR. Rates are accurate as of May 1, 2026 and are subject to change. Other fees and charges may include fees for Cash Advances, Balance Transfers, International Transactions, and Late or Returned Payments. See JDCU VISA MoneyStrong Cardholder Agreement for current fees. A $5.00 Membership Account is required. Applicant must be a member for at least 3 months before being eligible to apply for a MoneyStrong Loan Product.