Rates

¹ APY=Annual Percentage Yield. 5.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 5.00% APY and a $1,000.00 balance earning a 2.591% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of April 1, 2021. All rates are subject to change, after account opening, without notice.

² Dividend rate is effective as of March 15, 2021. All rates are subject to change, after account opening, without notice. $5.00 Membership Account required.

³ Dividend rate is effective as of March 15, 2021. All rates are subject to change, after account opening, without notice. $5.00 Membership Account required.

⁴ $5.00 Membership Account is required for membership in Jeanne D’Arc Credit Union. No additional deposits are allowed.

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown.

** Rates are effective September 22, 2023 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation.

*Up to 80% Total Loan To Value on Primary Residences. Up to 70% Total Loan To Value on Secondary Residences. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than payment shown.

**Rates are effective August 1, 2023, and are subject to change at any time. Home Owners Insurance is required. Minimum line amount $10,000 and maximum line amount $250,000.

¹ APR = Annual Percentage Rate. For all Home Equity Line of Credit, terms see Important Terms of our HELOC. $5.00 Membership Account Required. Up to 80% loan to value. Other rates and terms available. Home Equity Lines of Credit are only available on Primary Residence and Second Homes (70% Total Loan to Value). Home Equity Lines of Credit are only available in the states of Massachusetts and parts of New Hampshire.

HELOC Consumer Guide

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than payment shown.

**Rates are effective July 28, 2023, and are subject to change at any time. Rates are determined by creditworthiness and combined loan-to-value (CLTV), so your rate could be higher. Rates shown are based on FICO credit scores of 740 or greater and a combined loan-to-value no greater than 80% for a Primary Residence.

² APR = Annual Percentage Rate. Other rates and terms up to 20 years available. Borrow up to 95% (75% for Second Homes) of your home’s current value less any secure debt secured by your home with a minimum of $10,000 and a maximum of $250,000. Home Equity Loans are only available on Primary Residence and Second Homes. Home Equity Loans are only available in the states of Massachusetts and parts of New Hampshire. $5.00 Membership Account Required.

* APY = Annual Percentage Yield. All rates are subject to change, after account opening, without notice. Fees could reduce earnings on the account. View Jeanne D’Arc Credit Union’s Truth In Savings Disclosure for additional terms and conditions.

*APR = Annual Percentage Rate. 5.99% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 5.99% APR is for the purchase of a 2021, 2022 and 2023 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $18.05 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 8/21/2023 and are subject to change without notice. All auto loans will include an additional $41 VSI charge and a $5.00 Membership Account is required.

Stated rates are 0.50% higher without automatic payment of loan.

**APR = Annual Percentage Rate. 6.49% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 6.49% APR is for the purchase of a 2018, 2019, 2020, 2021, 2022 and 2023 model motorcycle. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $18.29 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 8/21/2023 and are subject to change without notice. All auto loans will include an additional $41 VSI charge and a $5.00 Membership Account is required.

***APR = Annual Percentage Rate. APR is determined based on applicant’s credit score. Actual rates may vary. Stated rates are .50% higher without automatic payment. All rates listed are effective as of 8/21/2023 and are subject to change without notice. $5.00 Membership Account is required. Please contact a Jeanne D’Arc Credit Union Member Services Representative for more information about applicable fees and terms.

Stated rates are 0.50% higher without automatic payment of loan.

* APR = Annual Percentage Rate. APR is determined by Credit Score and actual rates may vary. All rates/APRs listed are accurate as of the effective date and are subject to change without notice. Please contact a Jeanne D’Arc Credit Union Member Service Representative for more information about applicable fees and terms.