Motorcycle, Boat, and RV Loans
Great rates, so you can focus on enjoying the journey
Make the wilderness your playground
New England is full of beautiful lakes, mountains, and woods, not to mention miles of stunning coastline. It’s time to get out there and start exploring.
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No application fees
Don’t sweat the application process. No need to worry about hidden fees.
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No prepayment penalties
No prepayment penalties, because paying off your loan should be a celebration, not a burden.
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Skip a payment
Our Skip-A-Pay program allows you to skip one monthly payment on a qualifying loan, for when money gets a little tight.
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Insurance discounts
Take advantage of our low auto insurance rates, and explore additional coverage options.
Compare your options
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Financing Limits
Financing Limits
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Terms
Terms
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Maximum Loan Amount
Maximum Loan Amount
- Apply today
Boats & RVs (New, Used, or Refinanced)
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Financing Limits
105% based on NADA Retail Value
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Terms
Up to 15 years
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Maximum Loan Amount
$100,000
- Apply today
Motorcycles (New, Used, or Refinanced)
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Financing Limits
125% based on NADA Retail Value
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Terms
Up to 75 months
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Maximum Loan Amount
$25,000
- Apply today
Motorcycle, Boat, and RV loan rates
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Model Year |
Maximum Term |
APR as low as* |
Payment per $1000 borrowed |
|---|---|---|---|
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*APR = Annual Percentage Rate. 5.75% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 5.75% APR is for the purchase of a 2022, 2023 and 2024 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.94 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 11/18/2024 and are subject to change without notice. All auto loans will include an additional $41 VSI charge and a $5.00 Membership Account is required. |
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Model Year 2024 – 2022 |
Maximum Term 36 months |
APR as low as* 5.75% |
Payment per $1000 borrowed $30.31 |
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Model Year 2024 – 2022 |
Maximum Term 48 Months |
APR as low as* 5.75% |
Payment per $1000 borrowed $23.37 |
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Model Year 2024 – 2022 |
Maximum Term 65 Months |
APR as low as* 5.75% |
Payment per $1000 borrowed $17.94 |
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Model Year 2024 – 2022 |
Maximum Term 75 Months |
APR as low as* 6.49% |
Payment per $1000 borrowed $16.26 |
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Model Year 2024 – 2022 |
Maximum Term 84 Months |
APR as low as* 7.49% |
Payment per $1000 borrowed $15.33 |
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Model Year 2021-2019 |
Maximum Term 48 Months |
APR as low as* 5.75% |
Payment per $1000 borrowed $23.37 |
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Model Year 2021-2019 |
Maximum Term 65 Months |
APR as low as* 5.75% |
Payment per $1000 borrowed $17.94 |
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Model Year 2021-2019 |
Maximum Term 75 Months |
APR as low as* 6.99% |
Payment per $1000 borrowed $16.50 |
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Model Year 2018-2014 |
Maximum Term 65 Months |
APR as low as* 6.25% |
Payment per $1000 borrowed $18.18 |
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Model Year |
Maximum Term |
APR as low as** |
Payment per $1000 borrowed |
|---|---|---|---|
|
Stated rates are 0.50% higher without automatic payment of loan. **APR = Annual Percentage Rate. 6.25% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 6.25% APR is for the purchase of a 2019, 2020, 2021, 2022, 2023 and 2024 model motorcycle. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $18.18 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 11/18/2024 and are subject to change without notice. All auto loans will include an additional $41 VSI charge and a $5.00 Membership Account is required. |
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Model Year 2024 - 2019 |
Maximum Term 36 months |
APR as low as** 6.25% |
Payment per $1000 borrowed $30.54 |
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Model Year 2024 - 2019 |
Maximum Term 48 Months |
APR as low as** 6.25% |
Payment per $1000 borrowed $23.60 |
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Model Year 2024 - 2019 |
Maximum Term 65 Months |
APR as low as** 6.25% |
Payment per $1000 borrowed $18.18 |
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Model Year 2024 - 2019 |
Maximum Term 75 Months |
APR as low as** 7.99% |
Payment per $1000 borrowed $16.98 |
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Model Year 2018 - 2016 |
Maximum Term 36 Months |
APR as low as** 6.99% |
Payment per $1000 borrowed $30.87 |
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Model Year 2018 - 2016 |
Maximum Term 48 Months |
APR as low as** 6.99% |
Payment per $1000 borrowed $23.94 |
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Model Year 2018 - 2016 |
Maximum Term 65 Months |
APR as low as** 8.99% |
Payment per $1000 borrowed $19.49 |
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Model Year |
Maximum Term |
APR as low as*** |
Payment per $1000 borrowed |
|---|---|---|---|
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***APR = Annual Percentage Rate. APR is determined based on applicant’s credit score. Actual rates may vary. Stated rates are .50% higher without automatic payment. All rates listed are effective as of 11/18/2024 and are subject to change without notice. $5.00 Membership Account is required. Please contact a Jeanne D’Arc Credit Union Member Services Representative for more information about applicable fees and terms. |
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Model Year 2024 - 2022 |
Maximum Term 3 Years |
APR as low as*** 7.75% |
Payment per $1000 borrowed $31.22 |
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Model Year 2024 - 2022 |
Maximum Term 4 Years |
APR as low as*** 7.75% |
Payment per $1000 borrowed $24.30 |
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Model Year 2024 - 2022 |
Maximum Term 5 Years |
APR as low as*** 8.75% |
Payment per $1000 borrowed $20.64 |
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Model Year 2024 - 2022 |
Maximum Term 7 Years |
APR as low as*** 10.75% |
Payment per $1000 borrowed $16.99 |
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Model Year 2024 - 2022 |
Maximum Term 15 Years |
APR as low as*** 11.50% |
Payment per $1000 borrowed $11.68 |
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Model Year 2021 - 2016 |
Maximum Term 3 Years |
APR as low as*** 9.25% |
Payment per $1000 borrowed $31.92 |
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Model Year 2021 - 2016 |
Maximum Term 4 Years |
APR as low as*** 10.25% |
Payment per $1000 borrowed $25.48 |
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Model Year 2021 - 2016 |
Maximum Term 5 Years |
APR as low as*** 10.50% |
Payment per $1000 borrowed $21.49 |
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Model Year 2021 - 2016 |
Maximum Term 7 Years |
APR as low as*** 11.75% |
Payment per $1000 borrowed $17.52 |
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Model Year 2021 - 2016 |
Maximum Term 10 Years |
APR as low as*** 12.50% |
Payment per $1000 borrowed $14.64 |
Motorcycle, Boat & RVs FAQs
The amount of your vehicle loan depends on multiple factors, but the maximum loan amount is $100,000. However, you cannot finance a motorcycle, boat or RV from 2012 or older.
If the vehicle you are looking to take out a loan for is from 2012 or older, you can use a personal unsecured loan.
Yes, you must be 18 years or older to apply for and receive a loan. Jeanne D’Arc Credit Union offers a Youth Lending program, which is available for people who are 16 & 17 years of age with parental consent. You can find more info about it by speaking with one of our Loan Officers.
Yes. No matter if your unit is new or used, if you have a loan you can refinance it.