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All Jeanne D’Arc Credit Union locations will be closing at 2PM on Thursday, December 24th in observance of Christmas Eve and will remain closed on Friday, December 25th in observance of Christmas Day. ... Read more

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All Jeanne D’Arc Credit Union locations will be closed on Thursday, November 26th in observance of Thanksgiving.

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All Jeanne D’Arc Credit Union locations will be closed on Wednesday, November 11th in observance of Veterans Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, October 12th in observance of Columbus Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, September 7th in observance of Labor Day.

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All Jeanne D’Arc Credit Union locations will be closed on Saturday, July 4th in observance of Independence Day.

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All Jeanne D’Arc Credit Union locations will be closed on Friday, June 19th in observance of Juneteenth.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, May 25th in observance of Memorial Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, February 16th in observance of Presidents’ Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, January 17th in observance of Martin Luther King Jr. Day.

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All Jeanne D’Arc Credit Union locations will be closed on Thursday, January 1st in observance of New Year’s Day.

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All Jeanne D’Arc Credit Union locations will be closing at 2PM on Wednesday, December 24th in observance of Christmas Eve and will remain closed on Thursday, December 25th in observance of Christmas Day. ... Read more

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Our Member Contact Center will be closing at 5PM on Wednesday, December 17th, due to a staff event. We apologize for any inconvenience this may cause. ... Read more

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Password Managers: Fact vs Fiction

Closeup of a person typing their password into their laptop. Added to the image is a shield symbol with a lock inside it.

If you still store your passwords on sticky notes or reuse the same few across accounts, it’s time to reconsider. Password managers, apps that securely store and autofill your login credentials, have evolved into one of the easiest, safest tools for keeping your online life in order.

Nevertheless, misconceptions persist that prevent many users from taking advantage of password managers’ benefits.

Fiction: Password managers are easy to hack.
Fact: Modern password managers use zero-knowledge encryption, meaning your master password and stored credentials are encrypted before they ever reach company servers.  Even if the provider is breached, your data remains unreadable.

Fiction: They’re too complicated.
Fact: Today’s password managers are intuitive, syncing seamlessly across phones, tablets, and browsers.  Most automatically suggest strong passwords and fill them in with a click.

Fiction: I can just remember all my passwords.
Fact: The average person has more than 100 online accounts.  Relying on memory leads to reuse and weak passwords, the very habits cybercriminals exploit.

Fiction: I don’t need one because my browser saves passwords.
Fact: Browsers store passwords in less secure ways and don’t always encrypt them. Dedicated managers offer stronger protection, auditing tools, and secure password sharing.

Fiction: If I lose my device, I lose everything.
Fact:
Password managers back up your data in encrypted form.  You can restore your vault on any authorized device once you log in with your master password or recovery key.

The bottom line?  Password managers are not only secure—they simplify your digital life, help prevent identity theft, and make strong passwords effortless.  For most users, they’re the smartest defense against modern cyber threats.

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