We Share A Common Thread

Business Savings Rates

Current as of October 14, 2019.

Business Savings Rates
  Account
Balance Any
Dividend Rate* 0.15%
Annual Percentage Yield (APY)** 0.15%
Minimum Average Daily Balance to Earn Dividend N/A

Business Certificates of Deposit Rates
Term Minimum to Open Interest Rate APY**
6 Months $250.00 0.995% 1.00%
12 Months $250.00 1.490% 1.50%
18 Months $250.00 1.736% 1.75%
24 Months*** $250.00 1.834% 1.85%
30 Months $250.00 1.982% 2.00%
36 Months $250.00 2.080% 2.10%
42 Months*** $250.00 2.178% 2.20%
48 Months $250.00 2.227% 2.25%
60 Months $250.00 2.325% 2.35%
To apply for loans, open accounts or to schedule a meeting to discuss your business, contact:

Kara Doyle
VP – Commercial Lending
OFFICE: (978) 323-3242
MOBILE: (978) 479-7150
EMAIL: Kara.Doyle@jdcu.com
Robert Boley
AT – Business Services Advisor
OFFICE: (978) 703-7982
MOBILE: (978) 421-4644
EMAIL: Robert.Boley@jdcu.com
Alison Isaksen
AT-Business Services Advisor
OFFICE: (978) 323-4710
MOBILE: (603) 557-2734
EMAIL: Alison.Isaksen@jdcu.com

*

Dividends are calculated using the daily balance method which applies a periodic rate to the daily balance in the account for that period.

**

APY=Annual Percentage Yield. Rates effective as of September 3, 2019. A $250 minimum balance is required to open a Certificate of Deposit. A penalty may be imposed for early withdrawal. Upon maturity, certificate may automatically roll into another term. Please check with a Member Service Representative for additional information. A $5.00 Membership Account is required.

***

This Certificate is available with a one-time bump-up option.