Jeanne D’Arc Credit Union will NEVER call or text you asking for your PIN or account information. If you receive a call, email or text looking for this information, please hang up and call us at 978-452-5001. Learn more about staying safe here.
While both credit unions and banks offer financial services, there are key differences:
Ownership: Banks are for-profit and owned by shareholders. Credit unions are not-for-profit cooperatives owned by their members.
Focus: Banks prioritize maximizing profits, while credit unions focus on serving their members’ financial needs. This often leads to lower fees, better rates, and more personalized service at credit unions.
