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How long is the Home Loan application process?

Due to the COVID-19 impact the current estimate from application to underwriting, to closing, typically takes about 30 – 45 days. Purchases will receive priority due to Commitment and Closing Dates. Refinances can take longer due to the current volume of loans we are experiencing.

Please check with the AT-Mortgage Operations or AVP-Mortgage Operations Manager if closings are expected within 30 days or less.