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Overdraft Lines of Credit

An Overdraft Line of Credit helps you avoid insufficient funds fees. If you ever accidentally make a purchase without the needed amount to cover it , we’ll take care of the overdraft(s) up to your maximum approved limit.

Our Overdraft Lines of Credit work seamlessly with Fee Free Checking, Premier Checking or Business Checking, and is available through your Online Banking account.


  • Attached to your Jeanne D’Arc Checking Account
  • Line of Credit to a maximum of $10,000
  • No application fees (Must be 18 and older to apply)
  • No prepayment penalties
  • Pay only on the amount of the line you’ve used, plus applicable interest

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.