Refinance Your Home
Save more, live more
Fraud Alert
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
We help you refinance on your terms
Our Loan Officers are happy to listen to your goals, go through the numbers, and arrive at the best solution for you.
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Shorten your term
Pay your mortgage off sooner and save thousands of dollars in interest over the life of your loan.
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Lower your monthly payment
Take advantage of a lower interest rate to free up money now by lowering your monthly payments.
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Cash out
Cash out at closing based on the total equity you have in your home to help fund home improvements or other major purchases.
You’ll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
|
*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. ** Rates are effective April 26, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation. |
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|
10 Year Fixed Conforming |
Rates** 7.250% |
APR 7.305% |
Payment per $1,000* $11.74 |
|
15 Year Fixed Conforming |
Rates** 7.375% |
APR 7.415% |
Payment per $1,000* $9.20 |
|
30 Year Fixed Conforming |
Rates** 7.750% |
APR 7.775% |
Payment per $1,000* $7.16 |
|
30 Year Fixed Jumbo |
Rates** 7.750% |
APR 7.775% |
Payment per $1,000* $7.16 |
Refinancing FAQs
Yes. Check to see if you are eligible for refinancing through Jeanne D’Arc by seeing if you qualify for membership today, or call one of our loan officers.
The value is determined using a Limited Desktop Appraisal. This is not a full appraisal so there is no cost to you.
The refinancing process on your home mortgage can take up to 60 days.