Our Community Checking account is designed with our local small business members and community non-profit organizations in mind. With no monthly fee or minimum balance requirement, this product allows you to use your money to invest in your company growth instead of paying fees. Plus, it offers lots of great benefits.
- Convenience Services
- Access to incredible savings and discounts with Member Perks***.
- Free VISA® Debit Card
- FREE point-of-sale transactions
- Request multiple cards and access levels for your employees
- Access to 24-hour banking at more than 28,000 surcharge-free ATMs
- Optional Overdraft Line of Credit****
- Credit line up to $10,000
- ACH Credits up to one (1) business day early
|Minimum Balance Requirement||$0|
|Monthly Allowable Transactions||150|
|Transaction Charges (for over 150 transactions)||$0.30|
|Monthly Maintenance Fee||$0|
VP – Commercial Lending
OFFICE: (978) 323-3242
MOBILE: (978) 479-7150
VP – Commercial Loan Officer
OFFICE: (978) 323-4710
MOBILE: (978) 888-3090
AT – Business Services Advisor
OFFICE: (978) 703-7982
MOBILE: (978) 421-4644
Online Bill Pay is a free service. However, for an electronic expedited payment, the fee is $7.50. Overnight check expedited payment is also available for $25.00.
Business Checking Accounts will incur a per-item fee if the number of checks deposited exceeds the allowed limits. Please refer to the current Jeanne D’Arc Credit Union Business Fee & Service Charge Schedule. All remote check deposit enrollees are subject to approval by the Credit Union. Enrollment may take up to two (2) business days.
For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.
Credit limit based on members’ credit history and ability to repay. Please refer to current Business Fee & Service Charge Schedule for Overdraft Fees.