Effective July 1, 2025, we are making changes to our Funds Availability Policy for checks deposited to your account. For complete details and to learn more, click here.

Routing #211383846

Back to Blog

What if I don’t have a FICO® Score?

Posted on February 11, 2021 by QztTgcY7eef95su

Not everyone has a FICO® Score. Below are a few reasons you may not have a score:

You do not have one account that has been open for six months or more.
You do not have at least one account that has been reported to a credit bureau within the past six months.
Your credit report states that you are deceased.

Please keep in mind that these are just a few possible reasons why you may not have a FICO® Score. There could be something else within your credit report that causes you to not have a score.