What if I don’t have a FICO® Score?

Not everyone has a FICO® Score. Below are a few reasons you may not have a score:

1. You do not have one account that has been open for six months or more.
2. You do not have at least one account that has been reported to a credit bureau within the past six months.
3. Your credit report states that you are deceased.

Please keep in mind that these are just a few possible reasons why you may not have a FICO® Score. There could be something else within your credit report that causes you to not have a score.