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Why did I receive the FICO® Score shown?

As mentioned previously, your credit score is determined by five key actors. When viewing your FICO® Score, take a look at the “Score Factors” section. This section tells you the factors that are affecting your credit score most. Be sure to note the order in which the score factors are listed. The first factor indicates the area that impacts your score the most, and the second factor has the next most significant influence. Addressing these factors can benefit the score.