The range between a “good” and “bad” FICO® Score depends on the type of FICO® Score being used. There are actually different types of FICO® Scores institutions use depending on the industry. It is possible for auto lenders, credit card companies and mortgage companies to use different types of FICO® Scores.
Jeanne D’Arc Credit Union uses FICO® Score 2, based on Experian data.
The range of FICO® Score 2 is 300-850. Here is how the scores are broken down:
800 or higher: Exceptional
740-799: Very Good
579 or lower: Poor