Information about a new Fraud Alert! — Lobby access is currently by appointment only. Effective February 22, 2021, we will be changing our branch hours. — Have questions about PPP Loans? Click here.
A loan is a lump-sum of money that has a fixed interest rate and is to be paid over a fixed period of time. Meanwhile, a line of credit is a revolving account that allows you to take out what you need, when you need it, only paying interest on the amount you took out.