We Share A Common Thread

Personal Loan Rates

Current as of January 26, 2021.

Personal (Unsecured) Loan Rates
Term Annual Percentage Rate (APR) as low as* Payment per $1,000 borrowed
1 Year 9.00% $87.45
2 Years 10.00% $46.14
3 Years 11.00% $32.74
4 Years 11.50% $26.09

Stated rates are 0.50% higher without automatic payment of loan.

Overdraft Lines of Credit Rates
Rate Amount
Annual Percentage Rate (APR) 18.00%


Secured Loan Rates
Type Term Annual Percentage Rate (APR)
Savings Secured Up to 5 Years 3% over Savings Rate
Certificate of Deposit Secured Up to Maturity Date 3% over Certificate of Deposit Rate

Still Have Questions?

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APR= Annual Percentage Rate. APR is determined by Credit Score and actual rates may vary. All rates/APRs listed are accurate as of the effective date and are subject to change without notice. Please contact a Jeanne D’Arc Credit Union Member Service Representative for more information about applicable fees and terms.