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Auto Refinance

Better rates means lower monthly payments

Start paying less today

Take control of your auto loan today

Did you know that any auto loan can be refinanced at any time, without cost to you? Whether you’re looking to lower your monthly payments or shorten the term to pay off your vehicle earlier, we’ll help you spend less and live more.

Current auto loan rates

New and Used Auto Loans

Model Year

Maximum Term

APR as low as*

Payment per $1000 borrowed

Stated rates are 0.50% higher without automatic payment of loan.

*APR = Annual Percentage Rate. 1.99% APR for up to a 36-month term and is based on your personal credit history. Other rates and terms available. 1.99% APR is for the purchase of a 2019, 2020 and 2021 model automobile. Payments reflect principal and interest only. A 36-month rate is payable in 36 monthly payments of $28.64 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 1/1/2021 and are subject to change without notice. A $5.00 Membership Account is required.

Model Year

2019 – 2021

Maximum Term

36 months

APR as low as*

1.99%

Payment per $1000 borrowed

$28.64

Model Year

2019 - 2021

Maximum Term

48 Months

APR as low as*

2.20%

Payment per $1000 borrowed

$21.78

Model Year

2019 - 2021

Maximum Term

65 Months

APR as low as*

2.20%

Payment per $1000 borrowed

$16.33

Model Year

2019 - 2021

Maximum Term

75 Months

APR as low as*

2.99%

Payment per $1000 borrowed

$14.63

Model Year

2019 - 2021

Maximum Term

84 Months

APR as low as*

3.74%

Payment per $1000 borrowed

$13.55

Model Year

2016 - 2018

Maximum Term

48 Months

APR as low as*

2.20%

Payment per $1000 borrowed

$21.78

Model Year

2016 - 2018

Maximum Term

65 Months

APR as low as*

2.49%

Payment per $1000 borrowed

$16.46

Model Year

2016 - 2018

Maximum Term

75 Months

APR as low as*

3.74%

Payment per $1000 borrowed

$14.97

Model Year

2011 - 2015

Maximum Term

65 Months

APR as low as*

2.95%

Payment per $1000 borrowed

$16.67

Why choose Jeanne D’Arc for your auto loan

  • Borrow up to $100,000

    Get into a car that works for you and your budget, with up to $100k in available loans.

  • Up to 125% financing

    Don’t get bogged down by interest, with up to 125% financing based on NADA Retail Value.

  • Terms that fit your needs

    A monthly payment you can handle, with terms that align with your life and financial situation.

  • No prepayment penalties

    No prepayment penalties, because paying off your loan should be a celebration, not a burden.

  • No application fees

    Don’t sweat the application process. No need to worry about hidden fees.

  • Skip a payment

    Our Skip-A-Pay program allows you to skip one monthly payment on a qualifying loan, for when money gets a little tight.

Auto Refinance FAQs

Anyone who has an existing auto loan can refinance, regardless of whether that loan is with Jeanne D’Arc.

If your circumstances have changed, such as an increase in your credit score, or if you just want to lower your interest rate. There are many reasons to refinance. You can find out what the difference will be if you refinanced today with our auto refinancing calculator.

Ready to change your financial future?

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