Teen Savings Account

StartStrong Savings Account

Designed specifically with you in mind as you continue to build healthy money habits. Our StartStrong Savings Account offers a high yield of 10.00% APY* on your first $500.

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Advantages of Opening a StartStrong Savings Account

  • Generous Rates

    As an incentive to start saving, earn an amazing 10.00% APY* on your first $500. A dividend rate of 0.05% APY* will be paid on the remaining balance in your account that exceeds $500.00.

  • Financial Education

    Continue on your journey to financial success and build healthy money habits.

  • No Monthly Fees

    Watch your saving grow with no annual fee, no withdrawal fees, and no minimum balance.

  • Access Your Account from Anywhere

    Access your account anytime, from anywhere with convenient Online & Mobile Banking.

StartStrong Savings Account Rates

Minimum to Open Dividend Rate APY*
$5.00  9.569% 10.00%
  • Everything You Need to Know about a StartStrong Savings Account

    • You need just $5 to open an account
    • Earn 10.00% APY up to the first $500 in your account, and 0.05% APY on the remaining balance exceeding $500.
    • There’s no monthly fees or withdrawal fees
    • There is no minimum monthly balance

    Open an Account

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Benefits of Opening a StartStrong Savings Account

  • Online and Mobile Banking

    Access your account anytime, anywhere on a phone or other device.

  • Save Anywhere, Anytime

    You can deposit any amount of money anytime you like, online or in person.

  • Member Perks

    With Member Perks, save with discounted movie, sports, and entertainment tickets, plus Cash Back Rewards.

  • Money Compass

    A personal finance management tool, within Online Banking, that allows you to view and manage accounts you may have with financial institutions outside of Jeanne D’Arc.

  • Financial Education

    Financial Education resources available to give you the tools and know-how to take control of your finances.

  • Deposit Insurance

    Deposits are federally insured up to $250,000. Beyond that, deposits are insured by the Massachusetts Share Insurance Corporation (MSIC).

How to Open a Statement Savings Account

  • Step 


    Gather Your Details

    Provide some basic information about yourself.

  • Step 



    Open an account easily at any Jeanne D’Arc Credit Union branch.

  • Step 



    Start your savings account with a minimum deposit of just $5.

Best in customer service. JDCU treats you like family…feel the love.

– Elizabeth C.

Financial Education Resources

FAQs about StartStrong Savings Accounts

No, none of the Jeanne D’Arc Credit Union savings accounts have an annual fee. We want to give your money the best chance to grow!

The minimum amount to open a StartStrong Savings Account is just $5.00.

There are no withdrawal fees on all of our savings account with the exception of a Certificate of Deposit, which can only be withdrawn without fees during the grace period. See the consumer fees and service charge schedule for details.

Jeanne D’Arc Credit Union StartStrong Savings Accounts earn 10.00% APY for the first $500 in your account and 0.05% for balances exceeding $500.


*APY=Annual Percentage Yield. 10.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 10.00% APY and a $1,000.00 balance earning a 5.287% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. All rates are subject to change, after account opening, without notice.

**APY=Annual Percentage Yield. All rates are subject to changes, after account opening, without notice. Fees could reduce earnings on the account. Requires a $5.00 minimum balance to open the account and earn APY. Members must have StartStrong Savings Account or StartStrong Checking Account in order to open a StartStrong Goal Account. Dividend rates are effective as of May 1, 2024.