Save Your Way!
StartStrong Goal Account
Earn 1.00% APY* on your StartStrong Goal Account to reach your long-term and short-term savings goals.
Advantages of Opening a StartStrong Goal Account
Set yourself up for success by dedicating a StartStrong Goal Account to your long-term or short-term goals like prom, buying your first car, travel, or back to school shopping.
StartStrong Goal Account Rates
| Minimum to Open | Dividend Rate | APY* |
| $5.00 | 0.995% | 1.00% |
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Everything You Need to Know about a StartStrong Goal Account
- Enhance your StartStrong experience by pairing a StartStart Goal Account with your StartStrong Savings or Checking Account. You need just $5 to open an account
- Determine your long-term and short-term savings goals and choose 1 of 4 disbursement dates (February, May, August, or November)
- Earn 1.00% APY* to help reach your savings goals faster
- There’s no monthly fees or withdrawal fees
- There is no minimum monthly balance
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Benefits of Opening a StartStrong Goal Account
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Online and Mobile Banking
Access your account anytime, anywhere on a phone or other device.
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Save Anywhere, Anytime
You can deposit any amount of money anytime you like, online or in person.
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Member Perks
With Member Perks, save with discounted movie, sports, and entertainment tickets, plus Cash Back Rewards.
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Money Compass
A personal finance management tool, within Online Banking, that allows you to view and manage accounts you may have with financial institutions outside of Jeanne D’Arc.
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Financial Education
Financial Education resources available to give you the tools and know-how to take control of your finances.
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Deposit Insurance
Deposits are federally insured up to $250,000. Beyond that, deposits are insured by the Massachusetts Share Insurance Corporation (MSIC).
How to Open a Statement Goal Account
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Step 1
Gather Your Details Provide some basic information about yourself.
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Step 2
Apply Open an account easily at any Jeanne D’Arc Credit Union branch.
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Step 3
Deposit Start your savings account with a minimum deposit of just $5. Choose your disbursement date of February 1st, May 1st, August 1st, or November 1st.
– Elizabeth C.“Best in customer service. JDCU treats you like family…feel the love.”
Financial Education Resources
The Freshman 5 (Security Tips)
Remember the Freshman 15, as in weight gained by new college students encountering unlimited meal plans? Well, we’re proposing the … Continue reading
Dream It, Do It: StartStrong Makes Teen Savings Goals a Reality
Why just dream about buying something special and instead actually do it? All you need is the right type of … Continue reading
Why Teens Saving Money Now Is a Total Power Move
If you’re like many teenagers, you might think you’re too young to even think about saving money. But the fact … Continue reading
FAQs about StartStrong Goal Accounts
No, none of the Jeanne D’Arc Credit Union savings accounts have an annual fee. We want to give your money the best chance to grow!
The minimum amount to open a StartStrong Goal Account is just $5.00.
Jeanne D’Arc Credit Union StartStrong Goal Accounts earn 1.00% APY.
When opening a StartStrong Goal Account you will choose a disbursement date of February 1st, May 1st, August 1st, or November 1st. While we encourage sticking with your savings goals, you will not be charged with an early withdrawal fee if you need the funds before the chosen disbursement date.
Disclosures
*APY=Annual Percentage Yield. All rates are subject to changes, after account opening, without notice. Fees could reduce earnings on the account. Requires a $5.00 minimum balance to open the account and earn APY. Members must have StartStrong Savings Account or StartStrong Checking Account in order to open a StartStrong Goal Account. Dividend rates are effective as of May 1, 2024.