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All Jeanne D’Arc Credit Union locations will be closed on Friday, January 1st in observance of New Year’s Day.

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All Jeanne D’Arc Credit Union locations will be closing at 2PM on Thursday, December 24th in observance of Christmas Eve and will remain closed on Friday, December 25th in observance of Christmas Day. ... Read more

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All Jeanne D’Arc Credit Union locations will be closed on Thursday, November 26th in observance of Thanksgiving.

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All Jeanne D’Arc Credit Union locations will be closed on Wednesday, November 11th in observance of Veterans Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, October 12th in observance of Columbus Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, September 7th in observance of Labor Day.

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All Jeanne D’Arc Credit Union locations will be closed on Saturday, July 4th in observance of Independence Day.

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All Jeanne D’Arc Credit Union locations will be closed on Friday, June 19th in observance of Juneteenth.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, May 25th in observance of Memorial Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, February 16th in observance of Presidents’ Day.

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Our Member Contact Center will be closing at 4:30PM on Tuesday, February 3rd, due to a staff event. We apologize for any inconvenience this may cause.

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All Jeanne D’Arc branches are closed, today, Monday, January 26th. Our Member Contact Center will remain open during its regular business hours. For account assistance, please call us at 978-452-5001. You can also access your accounts using Online and Mobile Banking, as well as our ATMs. We appreciate your understanding and apologize for any inconvenience this may cause. ... Read more

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The 2026 MoneyStrong Scholarship is now open. Don’t miss your chance – apply by Friday, April 3rd.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, January 19th in observance of Martin Luther King Jr. Day.

A confident small business owner busy with construction funded with a fixed-rate term loan.

Term Loans

Stable financing for long-term growth and priority initiatives.

Get StartedRequest Information

Steady financing. Predictable payments. Built for small business growth.

  • Fixed-Rate Loans To Fund Your Future

    Fuel long-term growth with the financing you need to buy equipment, restructure business debt, increase working capital, or acquire a business.

  • Budget-Friendly Predictability

    Plan ahead with confidence. Steady payments and fixed-term lending make budgeting easy and help keep your balance sheet clean.

  • Support Beyond the Loan

    We understand that sustainable success takes time. That’s why we back up our commercial financing with continuing support and guidance.

  • Great Rates, Lower Borrowing Costs

    Keep your cost of money low with competitive rates and fewer fees and charges. Rapid approval lets you move quickly to seize opportunities.

Term Business Loans

Build for the future with confidence. A fixed-rate term loan provides the funding your small business needs to grow, with predictable long-term repayments you can rely on.

Benefits include:

  • Lump-sum funding for business priorities
  • Fixed rates for the full term
  • Predictable monthly payments
  • Low financing costs
  • No penalties for early repayment
  • Local decision-making
  • Ongoing support and guidance

Whether you’re expanding premises, boosting operations, or launching new products and services, a term business loan delivers upfront capital and predictable payments that make planning easier. Get started today!

Get Started
A bicycle mechanic works in his shop with equipment funded with a term business loan.

Best in customer service. Jeanne D’Arc Credit Union
treats you like family. Feel the love!

Elizabeth C., Tyngsborough, MA

Ready to get started?

To apply for loans, open accounts or to schedule a meeting to discuss your business, contact:

  • Kara Doyle
    VP – Commercial Lending

    Office: (978) 323-3242
    Mobile: (978) 479-7150
    Email: [email protected]

  • Robert Boley
    VP – Business Services Advisor

    Office: (978) 703-7982
    Mobile: (978) 421-4644
    Email: [email protected]

FAQs about Term Loans

A term business loan is a fixed business loan that must be paid over a specific period of time. A business line of credit is a revolving account that allows you to take out what you need, when you need it, while only paying interest on the amount you withdraw.

Term loans offer business owners repayment terms from 1 to 25 years, depending on the purpose of the loan and the amount borrowed.

Jeanne D’Arc Credit Union term business loans feature fixed interest rates for maximum stability and long-term predictability.