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Premier Checking

If you regularly carry a balance of more than $1,000 in your checking account, you should be earning interest on that money. But there’s a lot more to our Premier Checking Account than earning a dividend.


Current as of February 17, 2019.

Minimum to Open Dividends Minimum Balance Monthly Service Charge
$25.00 0.10% APY**** Compounded and credited monthly $1,000 Daily Balance to avoid monthly service charge $10.00 if Minimum Balance is not met

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.


Online Bill Pay is a free service. However, for an electronic expedited payment, the fee is $7.50. Overnight check expedited payment is also available for $25.00.


For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.


Fee is $1.50 per ATM transaction after free withdrawal limits are exceeded.


APY=Annual Percentage Yield. All rates are subject to change, after account opening, without notice. Fees could reduce earnings on the account. There is no minimum balance required to obtain the disclosed APY.