Senior Loan Officer
James Hirbour
“I love helping people find the right mortgage product. It can make such a dramatic difference in their monthly finances.”
Fraud Alert
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
James understands that every buyer’s needs are different and no matter what stage of life they are in, he enjoys finding the mortgage product that best suits their needs. Whether they are purchasing their first home, buying a larger home or downsizing, or even refinancing to save on monthly payments, James brings his vast knowledge and experience to help them in this exciting part of their lives.
Take advantage of:
- No Cost, No Obligation Pre-Approvals
- Our First-Time Home Buyer Programs
- Unique Construction Mortgage Loans
- No Closing Cost Mortgage Options
- Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
- Loans For Members With Less Than Perfect Credit
- Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down
You'll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
|
*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. ** Rates are effective April 15, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation. |
|||
|
10 Year Fixed Conforming |
Rates** 7.250% |
APR 7.305% |
Payment per $1,000* $11.74 |
|
15 Year Fixed Conforming |
Rates** 7.375% |
APR 7.415% |
Payment per $1,000* $9.20 |
|
30 Year Fixed Conforming |
Rates** 7.750% |
APR 7.775% |
Payment per $1,000* $7.16 |
|
30 Year Fixed Jumbo |
Rates** 7.750% |
APR 7.775% |
Payment per $1,000* $7.16 |
Get in touch with James
How To Qualify For A Mortgage Loan
Homeownership is a life goal that is shared by many. It means you can put some roots down somewhere, start … Continue reading
What Are The Different Types Of Mortgages?
Whether it’s your first time buying a home or your fifth, it’s incredibly important to be aware of all of … Continue reading
Can You Get A House Loan With No Down Payment?
You may have been saving up for a long time to afford a house. You may have even thought that … Continue reading