Senior Loan Officer
Navi Osorno
“I love helping people buy a home that makes them happy and that they can afford. It gives me a great sense of pride to know I am doing something positive for the community.”
With over 17 years of experience in the financial services industry, Navi prides herself on helping members refinance or purchase the right home. She also extends her knowledge to the community, volunteering at the Cambodian Mutual Assistance Association and Merrimack Valley Housing Partnership speaking at homebuyer seminars in Lowell and Lawrence. Navi is a proud board member of the Lowell YWCA.
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- No Cost, No Obligation Pre-Approvals
- Our First-Time Home Buyer Programs
- Unique Construction Mortgage Loans
- No Closing Cost Mortgage Options
- Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
- Loans For Members With Less Than Perfect Credit
- Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down
You'll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
|
*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. **APR = Annual Percentage Rate. Rates are effective January 30, 2026 and are subject to change at any time. Rates apply to Conforming mortgages and must meet secondary market guidelines. Conforming Purchase loan sizes up to $806,500.00 on one-unit properties. Conforming rates and APR based on $806,500.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $806,500.01 Purchase loan amount with FICO credit scores of 760 and loan to value no greater than 75%. Sample Rates are shown. Rates are based on certain factors including loan amount, creditworthiness, loan-to-value (LTV), loan purpose, etc., and your rate may be higher. Additional loan programs are available. |
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30 Year Fixed |
Rates** 5.990% |
APR 6.013% |
Payment per $1,000* $5.99 |
|
30 Year Fixed Jumbo |
Rates** 5.990% |
APR 6.013% |
Payment per $1,000* $5.99 |
|
15 Year Fixed |
Rates** 5.750% |
APR 5.788% |
Payment per $1,000* $8.30 |
|
10 Year Fixed |
Rates** 5.490% |
APR 5.543% |
Payment per $1,000* $10.85 |
Get in touch with Navi
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