Student Loans
We can help you cover costs, so you can focus on your classes
We help you afford the education you deserve
Higher education is a big step toward independence and toward living the life you’ve always wanted. Let’s make it possible.
Our loans take the form of a line of credit, which you can draw from as needed throughout your college career.
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Line of credit up to $75k
Get a loan that works for you and your budget, with up to $75k on a line of credit.
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No prepayment penalties
No prepayment penalties, because paying off your loan should be a celebration, not a burden.
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Competitive rates and flexible repayment
We help bring your education within reach, with great rates and repayment options.
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Easy online application
Don’t sweat the application process. Get an instant decision on your student loan application.
Student Choice
Visit JDCU.StudentChoice.org
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Visit JDCU.StudentChoice.org to learn about:
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Once you’ve started the loan application process, you’ll also be able to use JDCU.StudentChoice.org to:
- Finish your application
- Upload documents
- Request additional funds
- View statements
- Make a payment
Joe S.Best local credit union in the area. Hands down impressive, reputable service.
Student Loan FAQs
A loan is a lump-sum of money that has a fixed interest rate and is to be paid over a fixed period of time. Meanwhile, a line of credit is a revolving account that allows you to take out what you need, when you need it, only paying interest on the amount you took out.
Typically, the earliest you can apply is at the end of May or the beginning of June, for the following academic year, which corresponds with most students receiving their award letters in April.
No, there is not. Many prospective and first year students apply for this loan.
Yes, credit is checked to ensure eligibility, not re‐price or re‐tier your loan.
You can apply for subsequent year’s tuition, however this loan is not good for the past due balances. If you did not apply for their Stafford Loan for the previous year, you have until June 30th of the current school term to apply for that in addition to your Jeanne D’Arc Student Loan.