Fees & Disclosures

Beginning July 1^st, we are making changes to our Funds Availability Policy for checks deposited to your account. Generally, the first $275 of your deposit will be available to you the same day of your deposit (increasing from $225), an additional amount up to $6,450 will be available the second business day following your deposit (increasing from $5,300), and any amount more than a total of $6,725 will be available the fifth business day following your deposit (increasing from $5,525). Immediate availability or longer delays may apply under certain exceptions. Please review our Funds Availability disclosure for complete details.

• Consumer Fee and Service Charge Schedule
• 18/65 Consumer Fee and Service Charge Schedule
• Electronic Funds Transfer Disclosure
• Extended Overdraft Protection Disclosure
• Extended Overdraft Protection Opt In/Opt Out Form
• Consumer Funds Availability
• Consumer Online Banking Disclosure & Agreement
• Consumer Truth in Savings Disclosure
• VISA® Cardholder Agreement & Initial Disclosure
• Consumer Account Fraud Disclosure

• Business Fee & Service Charge Schedule
• Business Funds Availability
• Business Online Banking Disclosure & Agreement
• Terms and Conditions of your Business Account
• Business VISA® Cardholder Agreement & Initial Disclosure