We Share A Common Thread

Fee Free Checking

Our Fee Free Checking offers you a simple way to manage your money. There’s no minimum balance requirement, no extra fees and it comes packed with features.


Fee-Free Checking
Feature Detail
Minimum to Open $5.00
Dividends N/A
Minimum Balance None
Monthly Service Charge None

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.


Online Bill Pay is a free service. However, for an electronic expedited payment, the fee is $7.50. Overnight check expedited payment is also available for $25.00.


For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.


Fee is $1.50 per ATM transaction after free withdrawal limits are exceeded.