The responsibility of saving money can sometimes feel like an intense workout, and that’s why we do all the heavy lifting for you. Our 7.00% APY* Savings Account puts your money to work to give you the results you’ve been longing for. Little by little, the financial stress that’s been weighing you down will transform into financial fitness.
Take a look at the impact our 7.00% APY* Savings Account will have on the interest you can earn year over year.
|Balance||APY*||Interest Earned at Jeanne D’Arc Annually||Interest Earned at Local Banks Annually**|
You can open an account for yourself, or start one for your children, grandchildren, stepchildren, nieces, nephews or anyone else who will enjoy watching their money grow year after year.
- 7.00% APY* on balances up to $500
- No monthly fees
- Convenience Services
- Access to incredible savings and discounts with Member Perks****.
- Receive ACH credits, including Direct Deposits, up to one (1) business day early
- Your deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Shares and deposits in excess of $250,000 are insured by the Massachusetts Share Insurance Corporation (MSIC).
|Minimum to Open||Dividends||Minimum Balance|
|$5.00||Compounded and credited monthly||None|
Still Have Questions?
APY=Annual Percentage Yield. 7.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 7.00% APY and a $1,000.00 balance earning a 3.697% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their Primary Savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Savings is available to children Newborn to age 12. APY is effective as of May 27, 2015. All rates are subject to change, after account opening, without notice.
Median statement savings rate of 0.05% APY of local financial institutions as of May 27, 2015, according to SNL Financial.
Online Bill Pay is a free service. However, for an electronic expedited payment, the fee is $7.50. Overnight check expedited payment is also available for $25.00.
For business members, Members Perks is free with a Build Checking or BuildStrong Checking Account, and is $5.99 per month with a Community Checking account. For individuals, Member Perks is free for the first 90 days and then $5.99 per month, beginning on the first of the month after the 90-day free trial period has ended. Eligible consumer accounts include Fee Free Checking, Premier Checking, Senior Fee Free Checking, Senior Premier Checking, Statement Savings, Passbook Savings, Senior Statement Savings, Senior Passbook Savings and Money Market Savings.