« Back to News & Blog What is a Certificate of Deposit? Posted on January 15, 2021 by QztTgcY7eef95su Share: A Certificate of Deposit (CD) is a form of savings account that earns interest at a fixed rate over a set period of time. Post navigation « What do I need to open a Certificate of Deposit?What kind of SEPs are available at Jeanne D’Arc Credit Union? »