Jeanne D’Arc Credit Union will NEVER call or text you asking for your PIN or account information. If you receive a call, email or text looking for this information, please hang up and call us at 978-452-5001. Learn more about staying safe here.
A loan is a lump-sum of money that has a fixed interest rate and is to be paid over a fixed period of time. Meanwhile, a line of credit is a revolving account that allows you to take out what you need, when you need it, only paying interest on the amount you took out.