Jessica Fermin

Loan Officer

Jessica Fermin

“I understand the value of a client/professional relationship and that it’s more than a transaction. I enjoy being a part of this process because it allows me to develop a relationship that lasts with members!”

Apply with meBack to loan officers

Scheduled System Maintenance

Online & Mobile Banking and ATMs, will be temporarily unavailable due to scheduled system maintenance this Saturday, July 20 from 10 pm through Sunday, July 21 at 4 am. We apologize for any inconvenience.

Online & Mobile Banking and ATMs, will be temporarily unavailable due to scheduled system maintenance this Saturday, July 20 from 10 pm through Sunday, July 21 at 4 am. We apologize for any inconvenience.

Jessica has been in the mortgage industry for 6 years helping members from start to finish in the home buying process. She uses her skills to create a specialized plan designed to breakdown member’s financial goals and work towards achieving them. Buying a home is a big step and Jessica is here to support your mortgage needs.

Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

You'll love our great rates

Mortgages

Rates**

APR

Payment per $1,000*

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown.

** Rates are effective July 11, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation.

10 Year Fixed Conforming

Rates**

6.875%

APR

6.930%

Payment per $1,000*

$11.55

15 Year Fixed Conforming

Rates**

7.000%

APR

7.039%

Payment per $1,000*

$8.99

30 Year Fixed Conforming

Rates**

7.375%

APR

7.400%

Payment per $1,000*

$6.91

30 Year Fixed Jumbo

Rates**

7.375%

APR

7.400%

Payment per $1,000*

$6.91

Get in touch with Jessica

Phone: 978-323-3256

Email: [email protected] 

NMLS ID: 1796769