Loan Officer
Jessica Fermin
“I understand the value of a client/professional relationship and that it’s more than a transaction. I enjoy being a part of this process because it allows me to develop a relationship that lasts with members!”
Fraud Alert
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
Jeanne D’Arc Credit Union will never call and ask you for your security or account information. If you receive a call claiming to be from us and looking for this information, please hang up and call us at 978-452-5001.
Jessica has been in the mortgage industry for 6 years helping members from start to finish in the home buying process. She uses her skills to create a specialized plan designed to breakdown member’s financial goals and work towards achieving them. Buying a home is a big step and Jessica is here to support your mortgage needs.
Take advantage of:
- No Cost, No Obligation Pre-Approvals
- Our First-Time Home Buyer Programs
- Unique Construction Mortgage Loans
- No Closing Cost Mortgage Options
- Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
- Loans For Members With Less Than Perfect Credit
- Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down
You'll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
|
*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. ** Rates are effective April 25, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation. |
|||
|
10 Year Fixed Conforming |
Rates** 7.375% |
APR 7.430% |
Payment per $1,000* $11.81 |
|
15 Year Fixed Conforming |
Rates** 7.500% |
APR 7.540% |
Payment per $1,000* $9.27 |
|
30 Year Fixed Conforming |
Rates** 7.875% |
APR 7.900% |
Payment per $1,000* $7.25 |
|
30 Year Fixed Jumbo |
Rates** 7.875% |
APR 7.900% |
Payment per $1,000* $7.25 |
Get in touch with Jessica
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