Tom

Senior Loan Officer

Tom King

“My mission is to help members achieve their goals when it comes to the financing of real estate.”

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Tom understands each home buyer’s situation is different and unique to them. That is why he helps members develop a financial plan based on their individual needs. Whether it’s improving cash flow by reducing the monthly payment, modifying the number of years on the mortgage, consolidating debt or reducing the amount of interest paid over the life of the loan, Tom is experienced and ready to help.

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Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

You'll love our great rates

Mortgages

Rates**

APR

Payment per $1,000*

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown.

** Rates are effective July 11, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation.

10 Year Fixed Conforming

Rates**

6.875%

APR

6.930%

Payment per $1,000*

$11.55

15 Year Fixed Conforming

Rates**

7.000%

APR

7.039%

Payment per $1,000*

$8.99

30 Year Fixed Conforming

Rates**

7.375%

APR

7.400%

Payment per $1,000*

$6.91

30 Year Fixed Jumbo

Rates**

7.375%

APR

7.400%

Payment per $1,000*

$6.91

Get in touch with Tom

Phone: 978-337-1348

Email: [email protected]

NMLS ID: 373173