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All Jeanne D’Arc Credit Union locations will be closed on Friday, January 1st in observance of New Year’s Day.

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All Jeanne D’Arc Credit Union locations will be closing at 2PM on Thursday, December 24th in observance of Christmas Eve and will remain closed on Friday, December 25th in observance of Christmas Day. ... Read more

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All Jeanne D’Arc Credit Union locations will be closed on Thursday, November 26th in observance of Thanksgiving.

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All Jeanne D’Arc Credit Union locations will be closed on Wednesday, November 11th in observance of Veterans Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, October 12th in observance of Columbus Day.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, September 7th in observance of Labor Day.

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Our Lowell Branch will close at 10AM, today, July 3rd, due to unexpected air conditioning issues. The safety of our members and staff is our top priority. We appreciate your understanding and apologize for any inconvenience this may cause.

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All Jeanne D’Arc Credit Union locations will be closed on Saturday, July 4th in observance of Independence Day.

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All Jeanne D’Arc Credit Union locations will be closed on Friday, June 19th in observance of Juneteenth.

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Due to scheduled system maintenance, Online & Mobile Banking, ATMs, and our Call24 automated phone system will be temporarily unavailable from Saturday, June 13, at 10PM, until Sunday, June 14, at 4AM.  We apologize for any inconvenience this may cause.

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Yesterday, we became aware of offensive comments posted on TikTok by an individual who was employed by Jeanne D’Arc Credit Union at the time of the post. This conduct is inconsistent with Jeanne D’Arc’s policies, Code of Ethics, and core values. Jeanne D’Arc does not support or condone this behavior, or any conduct by an employee that violates our policies, values, and commitment to those we serve. Although Jeanne D’Arc does not comment on personnel matters, we can confirm that the individual is no longer employed by Jeanne D’Arc.
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All Jeanne D’Arc Credit Union locations will be closed on Monday, May 25th in observance of Memorial Day.

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We are currently experiencing intermittent disruptions affecting Online and Mobile Banking services. This issue is impacting multiple financial institutions, and we are actively working with our vendor to restore full functionality as quickly as possible. If you need immediate assistance with your account, please contact our Member Contact Center at 978-452-5001. We appreciate your patience and apologize for any inconvenience this may cause you.

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For the safety of our employees and members, all Jeanne D’Arc branches will be open at 9 a.m. on Friday, March 6th. Our Member Contact Center will remain open during its regular business hours – if you need account assistance, please call us at 978-452-5001. You can also access your accounts using Online and Mobile Banking, as well as our ATMs. We appreciate your understanding and apologize for any inconvenience this may cause.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, February 16th in observance of Presidents’ Day.

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Our Member Contact Center will be closing at 4:30PM on Tuesday, February 3rd, due to a staff event. We apologize for any inconvenience this may cause.

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The 2026 MoneyStrong Scholarship is now open. Don’t miss your chance – apply by Friday, April 3rd.

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All Jeanne D’Arc Credit Union locations will be closed on Monday, January 19th in observance of Martin Luther King Jr. Day.

Investors in a commercial real estate deal discuss their investment.

Commercial Real Estate Mortgages

Work with a team that understands your business and your market.

Get StartedRequest Information

Build, buy, or refinance with commercial real estate financing from a local team.

  • Shield

    Competitive Rates

    Rates are tailored based on the property, borrower, and loan structure.

  • Shield

    Flexible Terms

    Choose from a range of repayment structures, including 15-year terms with five-year fixed-rate options.

  • Shield

    Experienced Lending Team

    Work with lenders who have deep experience in local real estate and business financing.

  • Shield

    Fast, Local Decision-Making

    Get timely decisions from lenders who understand your market and how you operate.

Commercial Real Estate Financing

  • Jeanne D’Arc Credit Union provides commercial real estate financing for businesses and investors across the Merrimack Valley.

    Our team guides each step of the process, from initial application through closing, across a wide range of property types.

    Our commercial real estate financing offers:

    • Financing for office, retail, industrial, multi-family, and construction projects
    • Loan amounts from $100,000 to $10 million+
    • 15-year loan terms with flexible payment structures
    • Five-year fixed-rate options
    • Refinancing and equity recapture available
    • No prepayment penalties

    Ready to get started? Contact our commercial lending team to discuss your project and begin the application process.

    Get Started

  • Investors consider plans for a commercial real estate project

Great bank. The process of financing was quick and simple.
Gave me a great rate too!

Jaycob B.

Ready to get started?

To apply for loans, open accounts or to schedule a meeting to discuss your business, contact:

  • Robert Boley

    VP – Business Services

    Office: (978) 703-7982
    Mobile: (978) 421-4644
    Email: [email protected]

  • Michelle Sapienza

    VP – Commercial Loan Officer

    Office: (978) 323-3237
    Mobile: (978) 323-3237
    Email: [email protected]

  • Lisa Carroll

    Business Development Officer

    Office: (978) 703-7932
    Mobile: (978) 703-7932
    Email: [email protected]

FAQs About Commercial Real Estate Mortgages

A commercial real estate mortgage helps large and small businesses and investors finance the purchase, refinance, or improvement of income-producing or owner-occupied properties.

Jeanne D’Arc Credit Union is open to discussing financing for office, retail, industrial, multi-family, mixed-use, and certain construction projects.

Yes. Jeanne D’Arc offers rate and term refinancing, equity recapture, and construction loans for qualified borrowers.

Work with local lenders who understand the market and provide timely decisions. Our team has a long history in commercial real estate across the communities we serve.

Business owners and real estate investors may qualify based on creditworthiness, income, available collateral, and the details of the proposed project.

Documentation requirements vary by project and borrower. For a full list of required materials, visit Jeanne D’Arc’s commercial financing application checklist.

Jeanne D’Arc offers five-year fixed-rate options on commercial real estate loans with terms of up to 15 years. Rates vary based on borrower, collateral, and loan details.

Yes. You must be a Jeanne D’Arc Credit Union business member to apply. Our team can guide you through membership eligibility and next steps.