Vehicle Loans
Practical commercial vehicle loans to help your business stay on the move.
Vehicle financing that keeps your business running.
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Great Low Rates
Access rates tailored to your vehicle financing and budget.
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Flexible Loan Terms
Fixed-rate financing gives you repayment options for the vehicles you use every day.
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Local Decision Making
Loans are handled locally by lenders who understand how you operate.
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Dedicated Business Support
Work with a team focused on responsive, personalized service.
Business Vehicle Loans
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Finance the vehicles your business needs with commercial vehicle loans from Jeanne D’Arc Credit Union.
Whether you’re adding a single vehicle or building out a fleet, our team provides financing aligned with how your business runs.
- Funding available for vehicle purchases
- Repayment options based on your loan amount
- Financing for new and used vehicles
- Predictable fixed-rate borrowing
- No prepayment penalties
Talk with our local lending team about your business. We’ll work with you to provide financing that fits your budget and goals.
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Christine C.Been banking with Jeanne D’Arc Credit Union for close to two decades. Never had any issues! Have multiple accounts with them. They are always extremely helpful!
Ready to get started?
To apply for loans, open accounts or to schedule a meeting to discuss your business, contact:
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Robert Boley
VP – Business Services
Office: (978) 703-7982
Mobile: (978) 421-4644
Email: [email protected] -
Michelle Sapienza
VP – Commercial Loan Officer
Office: (978) 323-3237
Mobile: (978) 323-3237
Email: [email protected] -
Lisa Carroll
Business Development Officer
Office: (978) 703-7932
Mobile: (978) 703-7932
Email: [email protected]
FAQs About Commercial Vehicle Loans
Businesses can finance new or used vehicles, including cars, vans, and light trucks. Financing may also be used for multiple vehicles or other titled commercial vehicles.
Your business must qualify for membership at JDCU, and anyone with 20% or more ownership may be required to provide a personal guarantee.
Loan amounts and repayment options vary based on the vehicle, loan purpose, borrower profile, and underwriting guidelines. Rates and monthly payments will also vary based on the loan amount, vehicle type, and other factors.
To apply, you may need to provide:
- Most recent tax return
- Year-to-date profit and loss statement and balance sheet
- Personal financial statement
- Business plan (if in business less than 2 years)
- Additional information may be required
Jeanne D’Arc Credit Union charges no prepayment penalties if you wish to pay off your loan sooner. Loan origination fees and closing costs may apply.
Funding for a commercial vehicle loan can be approved in as little as 5–10 days. You can apply online, in person, or by contacting our Business Services team at [email protected].
Disclosures
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, loan amount, collateral, and other factors. All loans are subject to credit approval. Membership required. Eligibility restrictions apply.
Financing is for business purposes only and is not intended for personal or consumer use. Vehicle eligibility, loan amounts, and terms are subject to underwriting guidelines.
No prepayment penalties apply; however, standard fees such as origination or closing costs may apply. Funding timelines are estimates and may vary based on application completeness and borrower qualifications.