We Share A Common Thread

Vehicle Loan Rates

Rates current as of October 18, 2018.

New & Used Auto Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as* Payment per $1,000 borrowed
2016 – 2018 36 Months 3.74% $29.41
48 Months 3.74% $22.46
65 Months 3.74% $17.02
75 Months 4.74% $15.43
84 Months 5.74% $14.48
2013 – 2015 48 Months 3.74% $22.46
65 Months 3.74% $17.02
75 Months 4.74% $15.43
2008 – 2012 65 Months 3.74% $17.02

 

Motorcycle Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as** Payment per $1,000 borrowed
2013 – 2018 36 Months 4.74% $29.85
48 Months 4.74% $22.91
65 Months 4.74% $17.47
75 Months 6.49% $16.26
2010 – 2012 36 Months 5.74% $30.30
48 Months 5.74% $23.37
65 Months 7.74% $18.88

 

Boat & RV Loans***
Model Year Maximum Term Annual Percentage Rate (APR) as low as*** Payment per $1,000 borrowed
2016 – 2018 3 Years 6.49% $30.64
4 Years 6.49% $23.71
5 Years 7.49% $20.03
7 Years 9.25% $16.22
15 Years 10.00% $10.75
2010 – 2015 3 Years 8.00% $31.34
4 Years 9.00% $24.89
5 Years 9.25% $20.88
7 Years 10.25% $16.73
10 Years 11.00% $13.78

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.

Commercial Vehicle Loans are also available. Contact a Member Service Representative for details.

*

APR = Annual Percentage Rate. 3.74% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 3.74% APR is for the purchase of a 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017 and 2018 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.02 per $1,000.00 borrowed. Rates as of 10/17/2018 and are subject to change without notice. A $5.00 Membership Account is required.

**

APR= Annual Percentage Rate. 4.74% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 4.74% APR is for the purchase of a 2013, 2014, 2015, 2016, 2017 and 2018 model motorcycle. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.47 per $1,000.00 borrowed. Rates as of 10/17/2018 and are subject to change without notice. A $5.00 Membership Account is required.

***

APR = Annual Percentage Rate. APR is determined based on applicant’s credit score. Actual rates may vary. All rates listed are effective as of 10/17/2018 and are subject to change without notice. $5.00 Membership Account is required. Please contact a Jeanne D’Arc Credit Union Member Services Representative for more information about applicable fees and terms.