We Share A Common Thread

Vehicle Loan Rates

Rates current as of August 17, 2018.

New & Used Auto Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as* Payment per $1,000 borrowed
2016 – 2018 36 Months 3.24% $29.19
48 Months 3.24% $22.24
65 Months 3.24% $16.79
75 Months 4.24% $15.20
84 Months 5.24% $14.25
2013 – 2015 48 Months 3.24% $22.24
65 Months 3.24% $16.79
75 Months 4.24% $15.20
2008 – 2012 65 Months 3.24% $16.79

 

Motorcycle Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as** Payment per $1,000 borrowed
2013 – 2018 36 Months 3.99% $29.52
48 Months 3.99% $22.57
65 Months 3.99% $17.13
75 Months 5.74% $15.90
2010 – 2012 36 Months 4.99% $29.97
48 Months 4.99% $23.02
65 Months 6.99% $18.52

 

Boat & RV Loans***
Model Year Maximum Term Annual Percentage Rate (APR) as low as*** Payment per $1,000 borrowed
2016 – 2018 3 Years 5.99% $30.42
4 Years 5.99% $23.48
5 Years 6.99% $19.80
7 Years 8.75% $15.96
15 Years 9.50% $10.44
2010 – 2015 3 Years 7.50% $31.11
4 Years 8.50% $24.65
5 Years 8.75% $20.64
7 Years 9.75% $16.47
10 Years 10.50% $13.49

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.

Commercial Vehicle Loans are also available. Contact a Member Service Representative for details.

*

APR = Annual Percentage Rate. 3.24% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 3.24% APR is for the purchase of a 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017 and 2018 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $16.79 per $1,000.00 borrowed. Rates as of 5/30/2018 and are subject to change without notice. A $5.00 Membership Account is required.

**

APR= Annual Percentage Rate. 3.99% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 3.99% APR is for the purchase of a 2013, 2014, 2015, 2016, 2017 and 2018 model motorcycle. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.13 per $1,000.00 borrowed. Rates as of 5/30/2018 and are subject to change without notice. A $5.00 Membership Account is required.

***

APR = Annual Percentage Rate. APR is determined based on applicant’s credit score. Actual rates may vary. All rates listed are effective as of 1/1/2018 and are subject to change without notice. $5.00 Membership Account is required. Please contact a Jeanne D’Arc Credit Union Member Services Representative for more information about applicable fees and terms.