We Share A Common Thread

Vehicle Loan Rates

Rates current as of February 17, 2019.

New & Used Auto Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as* Payment per $1,000 borrowed
2017 – 2019 36 Months 3.99% $29.52
48 Months 3.99% $22.57
65 Months 3.99% $17.13
75 Months 4.99% $15.55
84 Months 5.99% $14.60
2014 – 2016 48 Months 3.99% $22.57
65 Months 3.99% $17.13
75 Months 4.99% $15.55
2009 – 2013 65 Months 4.49% $17.36

Stated rates are 0.50% higher without automatic payment of loan.
 

Motorcycle Loans
Model Year Maximum Term Annual Percentage Rate (APR) as low as** Payment per $1,000 borrowed
2014 – 2019 36 Months 5.49% $30.19
48 Months 5.49% $23.25
65 Months 5.49% $17.82
75 Months 7.24% $16.62
2011 – 2013 36 Months 6.49% $30.64
48 Months 6.49% $23.71
65 Months 8.49% $19.25

Stated rates are 0.50% higher without automatic payment of loan.
 

Boat & RV Loans***
Model Year Maximum Term Annual Percentage Rate (APR) as low as*** Payment per $1,000 borrowed
2017 – 2019 3 Years 6.99% $30.87
4 Years 6.99% $23.94
5 Years 7.99% $20.27
7 Years 9.75% $16.47
15 Years 10.50% $11.05
2011 – 2016 3 Years 8.50% $31.57
4 Years 9.50% $25.12
5 Years 9.75% $21.12
7 Years 10.75% $16.99
10 Years 11.50% $14.06

Stated rates are 0.50% higher without automatic payment of loan.
 

Still Have Questions?

Email us, call us at 978-452-5001 or visit any convenient branch.

Commercial Vehicle Loans are also available. Contact a Member Service Representative for details.

*

APR = Annual Percentage Rate. 3.99% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 3.99% APR is for the purchase of a 2014, 2015, 2016, 2017, 2018 and 2019 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.13 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 1/23/2019 and are subject to change without notice. A $5.00 Membership Account is required.

**

APR= Annual Percentage Rate. 5.49% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 5.49% APR is for the purchase of a 2014, 2015, 2016, 2017, 2018 and 2019 model motorcycle. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $17.82 per $1,000.00 borrowed. Stated rates are .50% higher without automatic payment. Rates as of 1/23/2019 and are subject to change without notice. A $5.00 Membership Account is required.

***

APR = Annual Percentage Rate. APR is determined based on applicant’s credit score. Actual rates may vary. Stated rates are .50% higher without automatic payment. All rates listed are effective as of 1/23/2019 and are subject to change without notice. $5.00 Membership Account is required. Please contact a Jeanne D’Arc Credit Union Member Services Representative for more information about applicable fees and terms.