Senior Loan Officer
Navi Osorno
“I love helping people buy a home that makes them happy and that they can afford. It gives me a great sense of pride to know I am doing something positive for the community.”
With over 17 years of experience in the financial services industry, Navi prides herself on helping members refinance or purchase the right home. She also extends her knowledge to the community, volunteering at the Cambodian Mutual Assistance Association and Merrimack Valley Housing Partnership speaking at homebuyer seminars in Lowell and Lawrence. Navi is a proud board member of the Lowell YWCA.
Want $500 towards your closing costs?
Are you a first-time homebuyer? Schedule an appointment with a qualified loan officer.
Sign-up nowTake advantage of:
- No Cost, No Obligation Pre-Approvals
- Our First-Time Home Buyer Programs
- Unique Construction Mortgage Loans
- No Closing Cost Mortgage Options
- Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
- Loans For Members With Less Than Perfect Credit
- Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down
You'll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
|
*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. **APR = Annual Percentage Rate. Rates are effective March 21, 2025 and are subject to change at any time. Conforming Purchase loan sizes up to $806,500.00 on one-unit properties. Conforming rates and APR based on $806,500.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $806,500.01 Purchase loan amount with FICO credit scores of 760 and loan to value no greater than 75%. |
|||
|
30 Year Fixed Conforming |
Rates** 7.250% |
APR 7.275% |
Payment per $1,000* $6.82 |
|
30 Year Fixed Jumbo Conforming |
Rates** 7.250% |
APR 7.275% |
Payment per $1,000* $6.82 |
|
15 Year Fixed Conforming |
Rates** 6.625% |
APR 6.664% |
Payment per $1,000* $8.78 |
|
10 Year Fixed Conforming |
Rates** 6.500% |
APR 6.554% |
Payment per $1,000* $11.35 |
Get in touch with Navi
Dos and Don’ts Before Buying a House
If you’re looking to buy a home this year, you’re probably already working hard on saving up for your down … Continue reading
How Healthy is Your Housing Budget?
Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable … Continue reading
How To Qualify For A Mortgage Loan
Homeownership is a life goal that is shared by many. It means you can put some roots down somewhere, start … Continue reading