Navi

Senior Loan Officer

Navi Osorno

“I love helping people buy a home that makes them happy and that they can afford. It gives me a great sense of pride to know I am doing something positive for the community.”

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With over 17 years of experience in the financial services industry, Navi prides herself on helping members refinance or purchase the right home. She also extends her knowledge to the community, volunteering at the Cambodian Mutual Assistance Association and Merrimack Valley Housing Partnership speaking at homebuyer seminars in Lowell and Lawrence. Navi is a proud board member of the Lowell YWCA.

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Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

You'll love our great rates

Mortgages

Rates**

APR

Payment per $1,000*

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown.

** Rates are effective February 23, 2024 and are subject to change at any time. Conforming Purchase loan sizes up to $726,200.00 on one-unit properties. Conforming rates and APR based on $726,200.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $726,200.01 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. For adjustable-rate mortgages, rate may increase after consummation.

10 Year Fixed Conforming

Rates**

7.000%

APR

7.055%

Payment per $1,000*

$11.61

15 Year Fixed Conforming

Rates**

7.125%

APR

7.164%

Payment per $1,000*

$9.06

30 Year Fixed Conforming

Rates**

7.500%

APR

7.525%

Payment per $1,000*

$6.99

30 Year Fixed Jumbo

Rates**

7.500%

APR

7.525%

Payment per $1,000*

$6.99

Get in touch with Navi

Phone: 978-323-4722

Email: Navi Osorno

NMLS ID: 454804