Refinance Your Home
Save more, live more
We help you refinance on your terms
Our Loan Officers are happy to listen to your goals, go through the numbers, and arrive at the best solution for you.
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Shorten your term
Pay your mortgage off sooner and save thousands of dollars in interest over the life of your loan.
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Lower your monthly payment
Take advantage of a lower interest rate to free up money now by lowering your monthly payments.
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Cash out
Cash out at closing based on the total equity you have in your home to help fund home improvements or other major purchases.
You’ll love our great rates
|
Rates** |
APR |
Payment per $1,000* |
|
|---|---|---|---|
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*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown. **APR = Annual Percentage Rate. Rates are effective December 19, 2025 and are subject to change at any time. Rates apply to Conforming mortgages and must meet secondary market guidelines. Conforming Purchase loan sizes up to $806,500.00 on one-unit properties. Conforming rates and APR based on $806,500.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $806,500.01 Purchase loan amount with FICO credit scores of 760 and loan to value no greater than 75%. Sample Rates are shown. Rates are based on certain factors including loan amount, creditworthiness, loan-to-value (LTV), loan purpose, etc., and your rate may be higher. Additional loan programs are available. |
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30 Year Fixed |
Rates** 5.990% |
APR 6.013% |
Payment per $1,000* $5.99 |
|
30 Year Fixed Jumbo |
Rates** 5.990% |
APR 6.013% |
Payment per $1,000* $5.99 |
|
15 Year Fixed |
Rates** 5.750% |
APR 5.788% |
Payment per $1,000* $8.30 |
|
10 Year Fixed |
Rates** 5.490% |
APR 5.543% |
Payment per $1,000* $10.85 |
Refinancing FAQs
Yes. Check to see if you are eligible for refinancing through Jeanne D’Arc by seeing if you qualify for membership today, or call one of our loan officers.
The value is determined using a Limited Desktop Appraisal. This is not a full appraisal so there is no cost to you.
The refinancing process on your home mortgage can take up to 60 days.