Jeanne D'Arc Credit Union

Savings Rates

Current as of September 30, 2016.

View Jeanne D’Arc Credit Union’s Truth In Savings Disclosure for additional terms and conditions.

Primary Savings Account
Account Type Minimum to Open Dividend Rate Annual Percentage Yield (APY)1
Balances up to $500
Each member is allowed to open one “primary” savings account under the same member name and related tax identification number. A member’s “primary” savings account may be chosen from any of the account types for which they qualify that are listed in the table below:
Statement1 $5.00 6.78% 7.00%
Passbook1 $5.00 6.78% 7.00%
M3 Money Club1 $5.00 6.78% 7.00%
1

7.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 7.00% APY and a $1,000.00 balance earning a 3.697% APY, as examples. Requires a $5.00 minimum balance to open the account. There is no minimum balance required to obtain the disclosed APY. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of July 15, 2015. All rates are subject to change, after account opening, without notice.

Additional Savings Accounts
Account Type Minimum to Open Dividend Rate Annual Percentage Yield (APY)
Each member is allowed to open unlimited additional savings accounts under the same member name and related tax identification number. A member’s additional savings accounts may be chosen from any of the account types for which they qualify that are listed in the table below:
Statement1 $5.00 0.15% 0.15%
Passbook1 $5.00 0.15% 0.15%
M3 Money Club1 $5.00 0.15% 0.15%
Retirement IRA Statement2 $5.00 0.50% 0.50%
Membership Account3 $5.00 1.00% 1.00%
1

7.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 7.00% APY and a $1,000.00 balance earning a 3.697% APY, as examples. Requires a $5.00 minimum balance to open the account. There is no minimum balance required to obtain the disclosed APY. Fees could reduce earnings. All new Jeanne D’Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3™ Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of July 15, 2015. All rates are subject to change, after account opening, without notice.

2

Dividend rate is effective as of July 15, 2015. All rates are subject to change, after account opening, without notice. $5.00 Membership Account required.

3

A Membership account is required for membership in Jeanne D’Arc Credit Union. $5.00 is required to open and $5.00 is the minimum balance that must be maintained in the account. No additional deposits are allowed. Rates are subject to change after account opening.

Money Market Savings Accounts4
Tiers Dividend Rate Annual Percentage Yield (APY)
$ 1,000 – $ 9,999.99 0.20% 0.20%
$10,000 – $24,999.99 0.30% 0.30%
$25,000 – $49,999.99 0.40% 0.40%
$50,000 – $99,999.99 0.50% 0.50%
$100,000 and over 0.60% 0.60%
4

APY=Annual Percentage Yield. Rates are effective as of July 1, 2014 and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required.

Still Have Questions?
Email us, call us at 978-452-5001 or visit any convenient branch.